March 6, 2013 at 9:26 am - Reply
What a challenge, definitely newsworthy! Hope it succeeds
March 6, 2013 at 9:27 am - Reply
Really inspiring! Kelly Baloyi for president
March 6, 2013 at 9:30 am - Reply
See how music can help make a change
March 6, 2013 at 9:33 am - Reply
Themba Moyake. You are a true inspiration.
March 6, 2013 at 9:38 am - Reply
March 6, 2013 at 9:47 am - Reply
An easy but very meaningful way to help! Must remember for this Christmas!
March 6, 2013 at 9:52 am - Reply
Believe! Can’t wait to hear of people helping more… Guess it should start with me
March 6, 2013 at 10:12 am - Reply
Well done to you Vusi
March 6, 2013 at 10:28 am - Reply
March 6, 2013 at 10:32 am - Reply
March 6, 2013 at 10:36 am - Reply
Incredible that a student is giving their time to hlep childern learn. Well done Themba!
March 6, 2013 at 11:05 am - Reply
“A healthy body means a healthy mind” – I fully agree with your approach here Vusi, we sometimes underestimate what exercise can do!
March 6, 2013 at 11:29 am - Reply
Make change happen!
March 6, 2013 at 4:05 pm - Reply
Very inspiring stuff
March 6, 2013 at 4:08 pm - Reply
March 14, 2013 at 8:12 am - Reply
Interesting indeed, if they do it I can also help.
March 14, 2013 at 9:17 am - Reply
Hi Mkhonza, please contact Milton to help and please give me some feedback! firstname.lastname@example.org
March 14, 2013 at 11:02 am - Reply
Hi Jacob am part of the organization , I wanted to brake the ice for comments. Thanx.
March 14, 2013 at 1:10 pm - Reply
Well done Vusi. Keep it up. You are doing great things.
March 14, 2013 at 9:04 pm - Reply
I never thought we can have the educational project like Mmphatlalatsane in our community, the standard of education is improving because you the good work than by the project. Viva Mmphatlalatsane viva keep up the good work I’m behind you all the way…
March 15, 2013 at 7:50 am - Reply
March 28, 2013 at 5:24 am - Reply
our business is to help each other, join now and start helping…
March 28, 2013 at 9:33 am - Reply
Well done Carol; a righteous woman of God
March 28, 2013 at 10:56 am - Reply
Wow,that’s touching,I wish had a way to help but God bless u skhumbuzo n fellow workers,I wish those ppl up da they can get outside n see wat is happening out da n stop spinning with da chairs in the offices n spend money on unneccesary things.God bless u n make u strong ever than u were b4
March 28, 2013 at 2:17 pm - Reply
God bless you Carol, if everyone could do what you are doing , we coundn’t have opharns and street kids
April 2, 2013 at 6:31 pm - Reply
is this project only in Soweto?
April 4, 2013 at 11:47 am - Reply
At the moment yes, but there are many projects similar to this in different areas.
April 5, 2013 at 2:24 pm - Reply
Jacques… pay your bills!
April 8, 2013 at 2:19 pm - Reply
Thank you for the platform.On 16th March 2013 Sparrow Schools had their 3rd Annual Spinathon event. We are so grateful to companies and individuals that supported us at this event. R24, 200.00 was raised and the funds will go towards the school’s Educate a Child Program.
April 18, 2013 at 9:13 am - Reply
big ups to him and everyone who gives back to their communities!
April 29, 2013 at 8:25 pm - Reply
Keep up the good work. Ian, we are proud of you.
May 12, 2013 at 11:27 am - Reply
[…] Here is the link to their article. […]
May 12, 2013 at 12:15 pm - Reply
[…] I will write a separate blog post on what was accomplished with your help. Today we are featured on FNB’s website and Pay it Forward South Africa’s Facebook […]
May 12, 2013 at 4:31 pm - Reply
Beautiful work and well done!
The links to the web shows one thing, but the actual link is wrong. Can you fix that a.s.a.p, since many people will not know how to go to the actual site.
May 12, 2013 at 4:54 pm - Reply
Thanks Roland, I will notify the people at FNB about it. Reall appreciate you bringing it under our attention.
May 12, 2013 at 6:53 pm - Reply
Hi Roland. Thank you for bringing it to our attention. This has been updated!
May 16, 2013 at 10:45 am - Reply
I would love to vote for this organization to be on TV how do I vote?
May 24, 2013 at 11:22 am - Reply
Sharls has done a few other events at Re Ya Gola. The biggest being the hugely successful Christmas Party.
You can check out the details of past and upcoming events on the facebook page: https://www.facebook.com/ReaGolaMidrand
May 29, 2013 at 2:49 pm - Reply
Thx for the motivational insert.
Will take into consideration and plan ahead.
May 31, 2013 at 11:16 am - Reply
I agree with you the world is changing and people use the easiest way to a solution. Often that means instead of shopping around and comparing we just really on the brands and the marketing of the brands to make our decisions for us.
May 31, 2013 at 11:22 am - Reply
I agree with you on “The issues impeding our tradable goods sectors can be summarized as a lack of competitiveness.”
We have so many great people in South Africa if we could just start connecting the workers with the Managers and then get the small company work we could build on the lack of competitiveness
May 31, 2013 at 11:32 am - Reply
Hi Carin thank you for introducing me to ETF (Exchange Traded Fund) I have never heard about it before but it does sound smarter to invest in more than one company and allot easier.
June 1, 2013 at 2:19 pm - Reply
Whats up! I just would like to give a huge thumbs up for the nice info you have here on this post. I can be coming back to your weblog for more soon.
June 3, 2013 at 12:22 pm - Reply
Wise words! Such an important life lesson, keep up the great work!
June 3, 2013 at 4:17 pm - Reply
I feel so Inspired by this. Great motivation for me to move into my next Job. Wow!
Please write more blogs as this was very helpful!
June 3, 2013 at 8:32 pm - Reply
Wise words Mr shane.
June 3, 2013 at 9:32 pm - Reply
I liked yours the most hey lol :)
June 7, 2013 at 1:40 pm - Reply
Hey Koki thanks so much :) i really appreciate it.
June 3, 2013 at 9:37 pm - Reply
Wow and I thought my article was long lol your article reminded me how awesome it felt to be an fnb grad in those 1st few weeks :)
June 4, 2013 at 2:07 pm - Reply
Thanx for the wise words learnt a lot very informative post..
June 4, 2013 at 4:36 pm - Reply
I think u beautiful first of all, and yes the world is changing dynamically, how do u suggest we change with it or use other resources to stay constant?
June 4, 2013 at 11:38 pm - Reply
As a person in her 20’s, yes i do enjoy earning my bucks, but I enjoy spending them even more. Having barely any responsibilities, I always spend every cent I save. I honestly don’t know if it’s harder to save when you have major responsibilities or when you don’t have them!
June 5, 2013 at 1:56 pm - Reply
how can i get hold of mrs marie van den bergh of the bloemspruit saamstaan project? do you have a contact no?
June 6, 2013 at 6:59 pm - Reply
My contact number is 0790837877
June 7, 2013 at 11:04 am - Reply
HALLO MIENTJIE MY NR IS 0790837877
June 5, 2013 at 2:02 pm - Reply
good afternoon, i saw the article on marie vd berg in huisgenoot and would like to get in contact with her, do u know where i can get her contact details?
June 6, 2013 at 12:35 pm - Reply
[…] http://bs.serving-sys.com/BurstingPipe/adServer.bs?cn=tf&c=20&mc=click&pli=7089476&P… […]
June 6, 2013 at 1:23 pm - Reply
Thanks Carin, who can I speak to with regards to investing and what would the minimum amount be that would need to be invested.
June 10, 2013 at 6:17 am - Reply
You can refer to the fnb website, http://www.fnb.co.za/share-investing from there you can read up on the 3 different products that we offer alternatively you can phone 0860 SHARES (742737) to find out more.
On the Share Saver product the minimum monthly investment amount is R300 per month.
June 6, 2013 at 1:26 pm - Reply
Hi Carin I have a Share Builder Acc with FNB and I’m really interested in ETFs,who can I consult with to get more briefing and understanding on how it all works and how I can start.
June 10, 2013 at 6:21 am - Reply
You can phone the dedicated Share Investing call centre 0860 SHARES (742737). Keep in mind that Share Builder due to the nature of the product gives you access to only 3 of the ETF’s. Should you like to invest in ETF’s other than those, upgrading to a Share Investor account will be advisable.
June 6, 2013 at 3:30 pm - Reply
Hi, is there any Shariah Compliant ETF’s out there?
June 10, 2013 at 6:25 am - Reply
There is indeed. It’s full name is Newfunds Sharia Top40 (short name: Shariah40 (NFSH40) ). You will be able to invest in this fund through a Share Investor account.
June 6, 2013 at 5:23 pm - Reply
Hi Carin very interesting investment please i really appreciate your effort by taking your time to introduce this ETF (Exchange Traded Fund) to us, it’s good and think life will be much eazier with it.
June 10, 2013 at 6:28 am - Reply
It really does take the guess work out of investing. Visit http://www.fnb.co.za/share-investing and specifically look at Share Saver. This product makes it super easy to invest for the long term and all it requires is R300 per month.
June 6, 2013 at 7:08 pm - Reply
Kontak nr 0790837877. Mvdberg61@live.co.za
June 6, 2013 at 7:54 pm - Reply
Well i am glad this is being discussed and its starting to get the lime light it deserves, at Kasi Initiatives (www.kasiinitiatives.com) in patnership with etfsa (www.etfsa.co.za) the home of exchange traded funds, we have taken an active role in promoting Exchange Traded Funds (ETFs) and Exchange Traded Notes (ETNs) collectively called Exchange Traded Products (ETPs), at Kasi initiatives we started an initiative called Kasi Investment Club Umbrella (KICU). We believe in ETPs
June 6, 2013 at 8:24 pm - Reply
Ek het haar opgespoor by 0790837877
June 6, 2013 at 8:28 pm - Reply
Love the cartoon. so true!
June 6, 2013 at 8:56 pm - Reply
Ryan, a changing world it is. The brands don’t necessarily make the decisions for us but the brands that are super successful are the ones that trigger the right parts of our psyche to influence our decisions and System 1 driven actions.
Lelo is right to focus on how we keep up. I say that there is a lot out there that we need to expose ourselves to while consistently being open to learn more and more.
Thanks for the compliment Lelo.
June 6, 2013 at 9:15 pm - Reply
Thanks for the heads up Carin. It’s quite an eye opener.
I would to know though, at what cost does it come, say on a monthly basis and at what rate and frequency are dividends paid? What are the chances of re-investing the dividends paid?
June 10, 2013 at 6:45 am - Reply
The cost largely depends on the service provider that you choose to use. One has to consider all the costs involved, that is the trade fee paid every time you invest as well as the portfolio fee. The trade fees are fairly uniform at 0.10% of the trade value. The portfolio fee is where it starts to vary and at the moment it is anywhere from 0.40% per annum to 1% per annum.
At FNB we pride ourselves in offering the most cost effective way to invest through our newly launched product – Share Saver. The trade fee on this product is 0.10% of the traded value and the portfolio fee is only 0.40% per annum.
The frequency of dividends for most funds seems to be quarterly. The rate all depends on the dividends received from the shares held in the fund which means that it is not set at a fixed rate. Reinvesting the dividends is the best way to go. Some service providers offer to do this on your behalf whilst others allows you the freedom to make that decision every time you receive the dividend.
June 6, 2013 at 9:22 pm - Reply
Thanks for the heads up Carin. It’s quite an eye opener.
I would to know though, at what cost does it come, say on a monthly basis and at what rate are dividends paid? What are the chances of re-investing the dividends paid, is it at the option of the holder?
June 6, 2013 at 9:34 pm - Reply
Well said Steph!
June 6, 2013 at 10:07 pm - Reply
“unless you take the leap, you’ll always know where you are, but you may never know where you could be” …Very powerful!
June 9, 2013 at 1:47 pm - Reply
Hey Osh thanks. It just came to me when i was writing. looking forward to seeing your post.
June 6, 2013 at 10:18 pm - Reply
“accepting that not knowing is okay” Peace of mind. Great article Steph!
June 13, 2013 at 3:51 pm - Reply
Thanks Osh :)
June 6, 2013 at 10:22 pm - Reply
Koketso, this article made my day. I almost fell off my chair in a fit of laughter. Humour coupled with good advice. Fantastic piece!
June 7, 2013 at 7:20 pm - Reply
Glad you liked it :-)
June 7, 2013 at 9:27 am - Reply
Interesting observations. I am stuck on reconciling the two points 1) people dont know what they are doing and 2) people are always giving feedback that analytical minds can understand. I imagine one can only stay ahead by appealing to universal needs people are trying to meet through seemingly random behaviour ( variety, safety, connectedness, signifance, contribution and growth – as purpoted by some behavioral research) and their different permutations. I imagine this to be a competitive match, and at the same time I feel there can never be an exact match to human behavior. Marketing seems, from the outside, like a human experience on a macro level ( two ideas that seem more different than alike at first glance)
PS: It brings a smile to me wondering how your role must fulfill your abilities and desired areas of growth.
June 7, 2013 at 10:56 am - Reply
This is a fantastic initiative :)
June 7, 2013 at 7:22 pm - Reply
June 7, 2013 at 7:35 pm - Reply
Ah Gary finally made it onto the net :D
June 8, 2013 at 5:31 am - Reply
I am impressed by the high quality of information on this website. You’ll find a lot of superior resources here. I’m confident I’ll check out this place once again quickly.
June 8, 2013 at 7:18 am - Reply
Hello there! Would you mind if I share your blog with my twitter group? There is lots of people that I think would seriously appreciate your content. Please let me know. Thanks
June 8, 2013 at 12:42 pm - Reply
Thanks, are there any questions you would suggest to add to the list?
June 10, 2013 at 6:52 am - Reply
We can most definitely help you! Phone our dedicated call centre on 0860 SHARES (742737). They will gladly explain the different options that’s on offer.
If call centres aren’t your thing and if you already an existing FNB Online user it is really simple. You can log on and click on the Shares/Gold tab from there it will explain the different types of accounts and we’ll have you investing in no time.
June 10, 2013 at 2:35 pm - Reply
Very inspiring and got me thinking as I am on the same boat.
June 10, 2013 at 7:40 pm - Reply
How can one be part of the organisations and lend a helping hand?
June 11, 2013 at 11:10 am - Reply
Interest topic! I know of a unique product which offers custom reporting according your want/ or needs as a business. Instead of monitoring all the mentions of a specific product, you could find out who the online influencers are and the key topics in a specific area thereby giving you a bird’s eye view of how your product or service is being used. Let me know if you need more info on this. Analytics with a difference.
June 11, 2013 at 1:55 pm - Reply
Very well said, great post
That is a great post in regards to SEO as to why it has become beneficial for Brands to leverage this strategy in regards to Marketing,
Yes some believe in “If you can’t measure it, don’t do it”.but;
That depends on what is attempted going to be measured, for the online environment a Brand can;
measure the Reach
measure the Strength
measure the Sentiment
measure the Passion
I agree with you – I believe that the number of South Africans whom are in an online platforms/environments are set to grow even further as the Internet Costs decrease and the developments such as “LTE” are developed or in South Africa more and more South Africans will incorporate Social Networking Media and Online Means/Platforms and Networks into their daily lives,generally numbers tell an interesting story there is also talk of “white-spaces” but I am unsure how that would play out,
Looking forward to the rest of the series
Kashveer “Kash” Gobichund
June 12, 2013 at 12:54 pm - Reply
There is talk that Google has/in the process of rolling out a strategy called “conversational search” – via google.com as the orrginating point interesting times ahead,
“Reality lies in what we perceive, but there is always an opportunity to impact on reality.”
Kashveer “Kash” Gobichund
“Aspire to Inspire
Live to Dream
Envisioning the Vision and the Opportunities”
June 11, 2013 at 2:03 pm - Reply
Yes friends your donation of a R100.00 a month can help. We at QuadPara House PE aims to get 200 donors to donate a R100.00 a month to fund-raise the R20,000.00 we need on a monthly bases.
Direct deposits can be made to the following account:
Standard Bank Newton Park
Account Holder Quad House PE
Account Number 08-043-851-2
We can issue you with a 18A receipt for your donations
Thank you for helping!!
June 11, 2013 at 9:23 pm - Reply
Yes friends your donation of a R100.00 a month can help us get to our target of getting 200 donors on board so we could raise the R20,000.00 we need on a monthly bases.
Should you want to come on board direct deposits can be made into our bank account:
Standard Bank Newton Park
Account Name Quad House PE
Account Number 08-04-3851-2
Branch Code 05-00-17
Thanks for helping!!
June 12, 2013 at 6:15 am - Reply
Great posts, especially this one !! thank you! :-)
June 12, 2013 at 12:08 pm - Reply
[…] This focus on brand appeal and consistency of experience has long been at the core of FNB’s value proposition to its existing and prospective customers. And the findings of our most recent Brand Performance Index research, conducted in the fourth quarter of 2012, have confirmed that it is the correct approach for any bank – or indeed any business – wanting to entrench its… read more […]
June 12, 2013 at 1:46 pm - Reply
That is truly a great article, brilliance I would say, there are great content for individuals, Brands, Aspiring Brands to listen to,
“46% of Marketers are regarding Customer Centricity as a top priority in 2013”, in an Industry of 10 means 4 out of 10 the Brands are now focusing on Customer Centricity with maybe one thinking about Customer Centricity, so Customer Retention and Customer Centricity are beneficial to Brands be it an established Brand, or an Inspiring Brand in making a difference to the experiences of the customer/client as an individual,
The Marketing model (i.e. The P’s – some say 4, others say 5, and I say 7) – pricing is one part of the mix there are other factors that influence the product/service – so in essence make the product/service what it is to the customer/client as an individual – so focusing on one aspect might/could be beneficial to a Brand in the Short term – but what would happen in the Long Term (or further down the line) the pricing level would be unsustainable and the Industry would be adversely affected, Economies of Scale would be lacking as it is an artificial price decrease (i.e. the price decrease did not originate via improved information, technology, strategy, etc) then the Country would be adversely affected. Pricing is important but not the sole factor in modern day business.
If pricing of the product/service was the main decision making factor for the individual customer everyone would be driving around (and need to drive around) in the cheapest car, but that does not resonate in the market-place as individuals want, need, and aspire to own that particular car that they envision for themselves that they adore, that appeals to them,I do own a Customer Retention Strategy called Brand Motion Interact
Thank you again Bernice, for amazing content, insights, time and the effort,
June 12, 2013 at 3:54 pm - Reply
Hi Boitumelo & Kash,
Thank you for your comments. There are some great tools out there that allow you to go a lot deeper and look at your site in many interesting ways.
The reason for this series of posts will however be to give business owners (both big and small) an idea of what they can do to:
1. Increase their online exposure in a fairly simple way through SEO
2. Find a way to start measuring their online activity of their site effectively
Getting TOO technical and going into details that miss the majority of most business owners will defeat the purpose.
Through the series I want to offer advise however that is actionable and will change the success of websites, regardless of the goals the site has.
Keep your eye on this series and please keep your comments coming!
Thank you kindly,
Thys du Plooy
Loves the story “Getting to know an Underdog can help”. Similar projects should be started in every city.
June 12, 2013 at 4:34 pm - Reply
June 12, 2013 at 11:34 pm - Reply
Awesome blog! I Love it!
June 13, 2013 at 10:56 am - Reply
A good website that scores high in the SEO department goes a lot further than improving the brand profile of the owner, it is also a very real source of Demand Generation.
When effectively managed, a website becomes the pivotal engine which draws together the owner’s social (media) persona and converts interactions into actionable leads. The higher the quality of the leads, the better the chances of closing more deals and growing the business.
High quality leads generated from a website also facilitate better collaboration between sales and marketing. When the leads are good, sales trust marketing and embrace marketing’s input, forging a relationship which is more productive.
Better SEO = Better Quality Leads = More Opportunities = More revenue
June 13, 2013 at 2:43 pm - Reply
June 13, 2013 at 2:46 pm - Reply
“My education has been my greatest achievement thus far, proving to me that hard work and determination will never go unnoticed”—SOOOO TRUE :)
June 13, 2013 at 3:38 pm - Reply
I love the article!! Especially about forgetting the rest of the phone call. It truly is an amazing experience!
June 13, 2013 at 8:35 pm - Reply
I LOOOOVE THIS! We are such a lost generation forgetting the key ingredients to succeeding in aaanything you do– hard work and determination! Kudos to you ma’am. What a great read :)
June 13, 2013 at 8:41 pm - Reply
I LOOOOOOOOVE THIS!!! We have become such a lost generation, almost behaving a
s though the world owes us something. From our mothers mothers to our mothers, it has never changed, hard work and determination will take you everywhere! Thank you for a great read ma’am (: kudos to you!! X
June 13, 2013 at 8:51 pm - Reply
Education is important and hard work does not go unnoticed especially in the long run. Thank you for this post its a great reminder of that.
June 13, 2013 at 11:38 pm - Reply
This is a brilliant article you wrought I must say , the FNB online application makes banking and online trading easy and accessible.
Thank you Bernice for the amazing content.
June 16, 2013 at 8:30 pm - Reply
What’s up, I check your blogs daily. Your writing style is awesome, keep doing what you’re doing!
June 16, 2013 at 9:07 pm - Reply
Well done! What a wonderful little school of dedicated people and how rewarding for you to be able to assist in such a fantastic way.
June 17, 2013 at 10:18 am - Reply
Hello just wanted to give you a quick heads up. The text
in your article seem to be running off the screen in
Safari. I’m not sure if this is a formatting issue or something to do with web browser compatibility but I figured I’d post to let
you know. The design and style look great though!
Hope you get the issue solved soon. Kudos
June 17, 2013 at 4:11 pm - Reply
Thank you for your article.Thanks Again. Awesome.
June 17, 2013 at 5:55 pm - Reply
Excellent post. Thanks.
June 17, 2013 at 8:37 pm - Reply
i would like to help tutoring students on weekends. what should i do or who is the appropriate person to contact?
June 18, 2013 at 5:32 am - Reply
What you posted made a lot of sense. But, what about this?
suppose you added a little information? I ain’t saying your information is not solid, but suppose you added a title that grabbed folk’s attention?
I mean A mentor can help – Sela Emthonjeni – FNB Blog is a little boring.
You ought to look at Yahoo’s front page and see how they create article headlines to get people to open the links. You might try adding a video or a related pic or two to get people excited about what you’ve
written. Just my opinion, it might make your posts a little livelier.
June 18, 2013 at 12:09 pm - Reply
It is always heartwarming to see people who open their hearts and pockets to help those in need.May our good Lord continue to bless you mam’ Tsidi.
June 19, 2013 at 9:58 am - Reply
I think this is a wonderful project! You guys are stars!! Is there anything like this in JHB?
June 19, 2013 at 2:44 pm - Reply
Thanks for your support Penny! I’m not sure if there are canine projects running in Johannesburg. But I know of equine assisted therapy projects there.
June 19, 2013 at 12:06 pm - Reply
Greetings! Very useful advice in this particular post!
It’s the little changes that produce the most significant changes. Thanks a lot for sharing!
June 20, 2013 at 2:50 pm - Reply
A very delayed discovery of The Weekly Buzz and I am loving it! Definitely my favourite read so far :D Looking forward to the next one!
June 20, 2013 at 3:58 pm - Reply
This makes for a very informative read, especially for a young budding investor such as myself and I’m sure millions other out there. I really appreciate these posts, thank you!
June 20, 2013 at 4:33 pm - Reply
I am a contrarian for sure! Apple is so last season :)
June 21, 2013 at 1:57 pm - Reply
very nice indeed
June 23, 2013 at 9:42 am - Reply
I both apple and Samsung 50/50
June 24, 2013 at 1:36 pm - Reply
I agree with you “Google’s primary goal is offering people who search answers to their questions. They want the answers to be the most relevant to what people are looking for.”
I think many businesses that have websites battle with their SEO because they do not supply the answers to these questions that people ask.
Thank you for a great article I am looking forward to your next one.
June 25, 2013 at 10:42 am - Reply
Hi Carin I recently opened a share saver account deposited some money into the account but now I’m stuck as to how do I go forward. I’m working out of the country at the moment and only come to SA after two months, should I wait till I’m in SA and go consult with someone at the branch or is it possibly to activate my account via online banking.
June 25, 2013 at 11:13 am - Reply
morning i recently graduated and i am busy sending out my cv to several companies,the is been a lot of rejects and few interviews,i just want to know if you are a recent graduates with no experience and you feel you’ve got all the requirements they are looking for except experience do you apply for the job and if not how should i get experience
July 15, 2013 at 9:55 pm - Reply
What qualification do you have?
June 25, 2013 at 12:01 pm - Reply
Thanx,ur post just makes us to loose the shivers a bit,knwing what realy expectd of us in dat room. Thanx again
June 25, 2013 at 3:10 pm - Reply
Fantastic! After all, in an interview you should be at your best, but you should also be yourself.
June 25, 2013 at 1:49 pm - Reply
looking forward to hearing from you
June 25, 2013 at 3:11 pm - Reply
Thank you – it’s great to be of help!
June 25, 2013 at 7:36 pm - Reply
Would u pliz make me understand how can I land an opportunity at your company cuz I have been applying for entry positions at fnb and I have been unsuccessful,so what is it dat u look for in graduate like me who has bachelor of science in information technology and computer science.
June 26, 2013 at 8:11 am - Reply
I just want to tell you that I am just newbie to blogging and site-building and seriously loved you’re web blog. Most likely I’m planning to bookmark your website . You surely have good writings. Regards for sharing your website.
June 27, 2013 at 7:57 am - Reply
Word of advice to everyone posting comments asking for positions and seeking work, don’t type your comment using poor English and even worse using shortened sms language, no one wants to hire someone who appears incapable of typing even a simple sentence.
June 27, 2013 at 8:08 am - Reply
Hi Writing-in-Green. At FNB we care more about talent than about types and so we’re quite open to diverse qualifications – we’ve even had a chemist working for the Bank! It all depends on the kinds of problems the business needs to solve and the relevance of your experience and knowledge to those problems. A “non-traditional” degree won’t necessarily limit you, but having some background and interest in some or any of the following will be important: finance or accounting, maths and statistics, actuarial science, engineering, information systems and technology, marketing, economics, management, human resources. Business requirements change constantly, though, so if you think you can add value, send us your application!
June 27, 2013 at 8:21 am - Reply
Thank you very much Ilene! Do you have any specific requests for future blog topics?
June 27, 2013 at 8:44 am - Reply
That’s right!! I am proud of you! :-)
June 27, 2013 at 10:01 am - Reply
Lol, I remember that time like it was yesterday, though I received an email not the call at the time…. It was a crazy feeling
June 27, 2013 at 1:12 pm - Reply
Someone once said, “Failing to plan is planning to fail”. I couldn’t agree with you more on the subject of planning and budgeting, I strongly believe in it and that if done correctly it will yield results. Great post indeed Shane ‘Kulichana’
June 28, 2013 at 9:28 am - Reply
Thanks for the comments, its great to see the impact a simple post can make.
If you have any suggestions or what you would like my next post to be on feel free to contact me via email, email@example.com
June 28, 2013 at 12:26 pm - Reply
Well done Nigel! You proved that finding your feet might be a daunting task, but overcoming the challenge and looking back is far more rewarding! :-)
June 28, 2013 at 1:22 pm - Reply
This is such a great piece of writing, I am shocked at the extent to which I could understand it as I usually struggle when it comes to subjects of markets and economies. Very informative and just the right length. Well done and thanks for a good read :)
June 28, 2013 at 5:13 pm - Reply
Well written. Gives a good indication of how easy it is to invest in ETF’s.
July 1, 2013 at 3:48 pm - Reply
Investing in EFT’s might be just as risky as individual share investing when you had not been exposed to a thorough personal financial planning process. You need to establish your risk tolerance and other required criteria first and foremost before investing
July 2, 2013 at 2:27 pm - Reply
DIY investments? Only appropriate if you have a thorough knowledge of the markets!
July 3, 2013 at 4:39 pm - Reply
Very interesting topic!!
July 3, 2013 at 5:09 pm - Reply
And the lonely Nokia user has been sent to “Exile Island” shunned from society
July 4, 2013 at 10:45 am - Reply
Absolutely love the pic:)
July 4, 2013 at 8:19 pm - Reply
WONDERFUL Post.thanks for share… waiting for more.
July 5, 2013 at 1:42 pm - Reply
PLEASE EVERYONE THAT CAN HELP. HERE IS NO FOOD AVAILABLE AT BLOEMSPRUIT SAAMSTAAN. PLEASE HELP IF YOU CAN.
BLOEMSPRUIT SAAMSTAAN AND NORTHERN-CAPE SAAMSTAAN IS VERY CLOSE TO MY HEART. BLOEMSPRUIT”S SAAMSTAAN BANKING DETAILS ARE AS FOLLOWS: BLOEMSPRUIT SAAMSTAAN, FNB BRANCH CODE IS 252005 ACCOUNT NUMBER 62354669304. REFERENCE BLOEMSPRUIT AND YOUR NAME. FOR NORTHERN CAPE THE REFERENCE IS ONLY YOUR NAME.
NORTHERN-CAPE SAAMSTAAN: Here we work in Kimberley, Douglas, Riche en Kathu etc.
BLOEMSPRUIT SAAMSTAAN: Is in the following areas. Bloemspruit, Lakeview, Lynchfield, Uitsig, Wilgehof, Universitas, Zastronstraat etc.
Our goal is to help as many elderly people that are really in need. There is also single mothers with children that do not get maintenance. We help with school clothing, shoes and stationery etc.
We ask for clothing, toys that are not being used please. We also ask for donations for food or any financial help that you may give us. We also need furniture, old microwaves, stoves, fridges, washing machines, tables, chairs, chest of drawers, wardrobes, beds, bedding, curtains, lounge suits, crockery, cutlery, pots and pans, plates, mugs, kettles, anything that can be used to help make other peoples lives easier.
ALL DONATIONS ARE VOlLENTARY. ALL CASES THAT ARE HANDLED BY US ARE STRICTLY PRIVATE. UNDER NO CIRCUMSTANCES WILL INFORMATION BE AVAILABLE FOR OTHERS TO SEE. ALL INFORMATION IS KEPT IN MY SAFE.
My cell number and WhatsApp no is 0790837877. My bbm pin 2675C491. Please I am available at all times. email firstname.lastname@example.org
July 5, 2013 at 10:06 pm - Reply
Ms. Lombard. I liked your article on the Blog. Your ‘faint hearted’ statement is a definitely not a maybe! We are more than 7 years busy with various housing development and not an easy task to comply. The biggest challenge is that banks do not work on gut feel, population figures or future trends and are interested in RoI based on known figures. Until approval, which is the trading commodity, one needs to battle on with own steam, which is the hard part and more often than not cause delivery to be slow due to waiting for capital to progress oppose to drive the process. I glad that the attitude by banks however is changing to look into the bigger holistic picture. All the best.
July 8, 2013 at 5:46 pm - Reply
This is a great story, hope he can inspire more people to start doing things for themselves.
July 8, 2013 at 8:06 pm - Reply
Interesting reading and good advice.
July 10, 2013 at 2:18 am - Reply
Online shoppers look for accessibility, convenience, credibility, proof of service delivery amongst many qualities of which one may reference or compare to that of the call center industry services and concerns. By looking at the start up, growth and problem solving the call center industry went and is undergoing, the same strategy may be adapted accordingly within the online shopping industry to ensure a competitive and secure environment to attract the trust and buying power of the online shopper!
July 12, 2013 at 8:14 am - Reply
It’s hard to find educated individuals on this topic, but you sound like you understand what you’re speaking about! Thanks
July 12, 2013 at 11:29 am - Reply
A valid comment. However, there are various levels of DIY solutions available catering for investors across the spectrum – from first time novice to market expert. Some investors prefer to trade individual shares on the JSE – this is probably the most DIY one can get – like FNB’s Share Investor platform. A level down from this are investors who understand the risk/reward characteristics of the different asset classes (i.e. equities versus bonds) however they do not want to get into the detail of picking individual JSE shares – they would rather let that aspect be handled by someone else. For these investors they may want to buy some sort of general equity product if they feel they would like to benefit from the long-term growth characteristics offered by equities – an example of this would be FNB’s Share Saver. They may also lean toward buying a fixed income product if they are close to retirement or a particularly risk averse investor. Yet another level down from this level of DIY, are investors who don’t have a feel for any asset class – for them there are products that exist that offers access to multiple asset class via a single purchase.
July 15, 2013 at 3:37 pm - Reply
Our Rockstar :)
July 16, 2013 at 10:30 am - Reply
love this one…sooo true
July 16, 2013 at 7:07 pm - Reply
Big Up to The UP! I remember meeting Nikki back in 2004 at a youth conference organised in Cape Town. She made a joyful impression on me and I am thrilled to see it spreading to others :-)
July 16, 2013 at 9:03 pm - Reply
I would like to be part of your organisation,i’m a recent graduate in social science majoring with industrial psychology(HR) and Administration,How could i join your organisation?
July 17, 2013 at 2:05 pm - Reply
It’s really a nice and useful piece of info. I’m happy that you simply shared this useful information with us. Please keep us up to date like this. Thanks for sharing.
July 17, 2013 at 3:11 pm - Reply
Very interesting article. Great Job! This is what I was looking for!
July 19, 2013 at 8:20 pm - Reply
I’m proud to be associated with The UPliftment Programme ! This is an inspired community of people both sharing and experiencing joy every time they do their work! Please consider supporting this cause as it they truly make a difference in their community.
July 22, 2013 at 12:23 am - Reply
In my view everybody must go through it.
July 23, 2013 at 11:02 am - Reply
These guys are amazing, more people should aim to make a difference like they do. Well done!
July 24, 2013 at 2:12 pm - Reply
Scalable with real impact. Really touched by this.
July 24, 2013 at 4:18 pm - Reply
this is another reason why I bank with FNB, putting people first :-)
August 21, 2013 at 1:28 pm - Reply
well done FNB…. my bank!!!!
July 24, 2013 at 7:10 pm - Reply
Could you give an example of such ideas? What kind of ideas is FNB looking at, and at what scale?
July 25, 2013 at 1:05 pm - Reply
As per Bernice’s article above, we are looking for something creative and original that can make a real difference to communities in South Africa. The winner will receive R500 000 and the assistance of the Vumela Enterprise Development Fund to develop your idea into a tangible business. A great example is a straw that purifies water when used… You can also have a look at the terms and conditions. It should give you clarity: https://blog.fnb.co.za/terms-and-conditions-ideas-can-help-campaign/
Fantastic article with fair comments – thanks for sharing this John!
July 24, 2013 at 11:35 pm - Reply
[…] https://blog.fnb.co.za/2013/07/the-evolution-of-mobile-banking/ […]
July 25, 2013 at 6:53 am - Reply
Just when I thought that FNB couldn’t be any more relevant,
forward-thinking and progressively constructive…
they pull an ace from out the deck!
I truly appreciate the out-of-box approach that your company
has utilised in delivering both a slick, easy-to-use banking platform
as well as the inspiring advocacy for education and positive change.
Let the change begin!
July 25, 2013 at 1:06 pm - Reply
Thanks for the comment! We try our best to be ahead of the curve :-)
July 25, 2013 at 10:30 am - Reply
I’ve alwas wanted to have some sort of investment, now I know how. Thanks to FNB.
July 25, 2013 at 11:24 am - Reply
As usual the “old man” is lost. I Have tried to generate suggestions which would improve customer service. The first one refers to you wonderful telephone service for investments. I control a fairly large personal portfolio of investments and am able to open new accounts via the telephone system. Sad to say this area does not have the facility to “link” investment accounts to my portfolio – a small change in “level” of authority I am sure. When a service is provided it should go “all the way”. At this point in time I have to go via my Premier consultant to have this link created.
Secondly, the FNB ONLINE system is fantastic BUT for some reason, and I have raised this many times before, if I am writing to my Premier Banker, the system does not recognise I am active and interupts me to sya ” you will be logged off in ### seconds”. Please ask someone to look into these small matters which would improve customer service. Not great innovations but certainly need to be upgraded.
July 25, 2013 at 2:56 pm - Reply
Everything you have said is true, I’ve always wondered if anyonle else asks themselves the same questions.
Do I have to be a manager at my work place to be earning better pay?, even then so the possitions are already filled. I know I can get that manager promotion if I worked and gained a little more knowledge but at the same time I know I will not be happy at that position.
Thanks for your Insight.
July 25, 2013 at 5:01 pm - Reply
The Nokia users doesn’t feature too high on the list unfortunately Tsitsi.
I, myself, am a very proud contrarian like Jeanine.
July 26, 2013 at 10:19 am - Reply
new web page: how about… 1 adding a submit or enter button so that once the OTP number is inserted the transaction can be completed 2 be the customer and do the worksheet yrself to see how frustrating it is to see only a small portion of a worksheet at a time 3 enable one to go back to a previous page without discovering that u get logged out when u do this.(hopefully Fnb has logged u out?) 4 do marketing exercise with real customers and not design around a table 5avoid telling over 40s that Fnb changes r for the younger generation.6send customer an email bef launching new web pg so he can bec familiar + not embarrassed by it
July 28, 2013 at 10:20 pm - Reply
This is a great innovation in helping addressing issues facing society.
July 28, 2013 at 10:32 pm - Reply
That is why I love and believe in FNB as a company with ethical values to build and shape our great country for a brighter future for all:-)
July 29, 2013 at 9:04 am - Reply
it’s the bank that always says yes, and it’s leading the way to simple and smart banking.
July 30, 2013 at 9:13 am - Reply
Great blog post that makes for very interesting reading.
July 30, 2013 at 10:21 am - Reply
Am in love with FNB! The most innovative bank in the World!
July 30, 2013 at 12:11 pm - Reply
How do I submit an idea?
July 30, 2013 at 12:40 pm - Reply
Just click on this link to submit an idea: https://blog.fnb.co.za/ideas-can-help/submit-idea/
July 30, 2013 at 12:36 pm - Reply
August 1, 2013 at 8:45 pm - Reply
Ek stem saam – uitstekende gedagte!
July 30, 2013 at 2:18 pm - Reply
Great initiative from the leading bank in South Africa and once again giving away great Prizes !
July 30, 2013 at 5:44 pm - Reply
Wat ‘n ongelooflike initiatief! Dis nie net prakties nie, maar skep ‘n omgee-indruk op alle onbevoorregde SA moeders en sal verseeker ‘n verskil maak in die hoeveelheid weggooi baba’s as die mamma’s die nodigste toerusting tot hul beskikking het, soos dié in die Thula Baba Boks. Wel gedaan, Frans.
July 30, 2013 at 6:30 pm - Reply
For now, call me another 23 year-old. I have just read this article over 3 times and I’m proud and happy for Mr Sikhakhane… Inspired too. I’m inspired by the fact that I’m also embarking on a similar journey to study the same course he studied at the same institute following my 1st qualification as a Software Developer.
This story can inspire many more young people around the country, and around Africa.
Congradulations to the gentleman and I wish him all the best in his journey.
July 30, 2013 at 7:27 pm - Reply
Awesome work by young people.
July 30, 2013 at 7:47 pm - Reply
I need to submit an idea that will solve problems and make life easier….where do I do that?
July 31, 2013 at 11:04 am - Reply
Hi there. Click here to submit and idea: https://blog.fnb.co.za/ideas-can-help/submit-idea/
July 31, 2013 at 10:56 am - Reply
creative at it best
July 31, 2013 at 1:07 pm - Reply
please load more ideas so we can have a variety to choose from
July 31, 2013 at 4:43 pm - Reply
Thumbs up to this initiative,with so many drug users in our country especially the youth this will help a lot
July 31, 2013 at 10:14 pm - Reply
This idea has so much potential , I love it!!
August 1, 2013 at 1:43 pm - Reply
This is anawesome idea-however i would suggest that you also get feedback from birthright as they also do a similar project mainly aimed at teenage mother, abandoned and abused women who are pregnant.
August 1, 2013 at 1:56 pm - Reply
Will an idea still count if it doesn’t involve starting a business but rather an add on to try and improve our countries economic situation.
August 1, 2013 at 4:38 pm - Reply
We suggest you submit it and lets see how it goes!
August 1, 2013 at 6:22 pm - Reply
Love how you will be adjusting this to address SA’s fast diversity! Great job and hope you get funding!
August 2, 2013 at 8:38 am - Reply
This could also be used on game farms to stop poaching
August 7, 2013 at 4:16 pm - Reply
I think Mr. Shongwe is right it will be great for watching over poachers,maybe the rangers can wear a special chip and if the plane spots people and it doesn’t signal that it is rangers it can signal back to control or to the rangers there a possibility of poachers,even chip the rhinos like the s.p.c.a does with the animals
August 2, 2013 at 9:14 am - Reply
I’m trying to get that off the ground
August 2, 2013 at 10:01 am - Reply
Every country should have this, in a different name of course :-)
August 2, 2013 at 12:35 pm - Reply
Great article, very insightful!
Positioning is key!
August 2, 2013 at 2:26 pm - Reply
Frans, your idea warms the heart, and when the heart is set on a path, that path has no stopping it. I wish you God speed and every success in this much needed and absolutely wonderful initiative.
August 2, 2013 at 4:15 pm - Reply
Wow, thank you FNB this is a great opportunity for all of us I will submit mine soon
August 2, 2013 at 9:48 pm - Reply
I support this idea
August 4, 2013 at 8:26 am - Reply
Best bank in the world…i love the fact that it puts people first and is always looking for ways to help….so BiG uPz to FNB
August 4, 2013 at 2:22 pm - Reply
This application will allow members of the public to register their families medical conditions and or the risk at their property so that when the emergency services respond to the address they can immediately recognise what situation they are likely to encounter hence prepare themselves for the risks that they will face or the medical situation they will have to treat. Thus the Emergency Services can be prepare before and upon arrival at the address of the incident.
August 4, 2013 at 5:35 pm - Reply
The Emergency Management Suite allows members of the public who are registered for the service to communicate directly with their local fire fighters, ambulance staff and any other emergency workers via a built-in social media application dedicated to the emergency services.
August 4, 2013 at 7:23 pm - Reply
We passed 80 000 during the week.
August 4, 2013 at 8:19 pm - Reply
Very inspiring….keep up the amazing work you doing
August 5, 2013 at 8:08 am - Reply
A truly great innovation:)
August 5, 2013 at 4:09 pm - Reply
Hi Sicebise, thank you very much for the positive reply – I have 26 years service in the Emergency Services industry and as far as I can tell, this will be a first for the South African market and is way overdue. The Emergency Services response and preparation is compromised due to the lack of this type of service.
August 5, 2013 at 10:04 pm - Reply
Maybe this will also encourage indecisive expecting moms to keep the baby now that they’ll be getting a start-up. Great idea!
August 6, 2013 at 12:08 pm - Reply
Very timely article! If you have money saved, you do not need to worry about being out of pocket. However we can only really start saving and invest when our debt situation is under control. It does not make sense to save and have excessive debt. Your savings earn less than the interest you have to pay. Once you have done that you can also save on interest payments paying off your car and home loan faster.
August 6, 2013 at 1:11 pm - Reply
Should this application be registered on the FNB Site – It would be one of the best FNB applications.Well done Brandon on this brilliant IDEA, I would definately use it for my family should it become one of FNB’S applications on offer…and also refer family and friends to utilize it…
August 6, 2013 at 3:27 pm - Reply
Hi Monique, thank you for your positive response. This application will be available freely to all SA citizens. All that will be required from them is to register on the website and supply us with some information if they so wish. In the unlikely event that something happen that involve your loved ones or your property then the Emergency Services would know how to prepare before they arrive at the address of the incident, thereby saving valuable time if the situation is life threatening.
August 6, 2013 at 1:18 pm - Reply
I’m starting to see the light :)
August 6, 2013 at 3:18 pm - Reply
I think about 5% of our taxes goes towards the lifestyles of our corrupt officials, if that money was allocated to finance entrepreneurs, then jobs would be created, crime would decrease dramatically, communities would be uplifted and total poverty would be eliminated in our country, banks must start investing in the youth and our economy will be prosperous, go ahead FNB invest in us, there are thousands of us sitting at home with business ideas and banks don’t take us seriously.
August 6, 2013 at 3:26 pm - Reply
August 7, 2013 at 8:37 am - Reply
It is misleading to say you can upload your idea. This is not true. You should say from the start you have to upload a business plan. A lot of people might have viable ideas to improve the lives of South Africans, but they might not know how to draw up a business plan.
August 7, 2013 at 10:02 am - Reply
You would see that we offer various templates you can download in the entry form to assist you through the application process, including a Business Plan template. It is important to us that all entrants put thought and care into their entries. A Business Plan forms an integral part in proving the viability and sustainability of an idea. It is clearly stated at the top of the application form that for an idea to be considered, your entry should include a business plan, conceptual drawings or photos and projected costs for development and implementation of your idea.
August 7, 2013 at 11:40 am - Reply
Switch wiz has the potential to change the world and the way we use and consume energy. The distribution boards in houses have not been change. Good investment.
August 7, 2013 at 12:38 pm - Reply
[…] Read more about the campaign here […]
August 26, 2013 at 3:23 pm - Reply
Great Campaign.I am concerned.Will the winner be judged by the amount of votes only.How can that be.What if they have a great marketting campaign but the project is not as great
August 26, 2013 at 4:55 pm - Reply
All entries received are judged by a panel before being uploaded to the blog. Various entries do not qualify and never reach this point, so all published ideas are great projects in our opinion.
August 27, 2013 at 4:38 am - Reply
Please use another type of font, this one’s c (C) looks like an o (O) !!!!
August 7, 2013 at 12:42 pm - Reply
[…] Click here to watch the FAQ video’s […]
August 7, 2013 at 3:53 pm - Reply
Hi, just want to take this moment to thank everyone who has supported me thus far. This is an idea I’ve been working on for a number of years and this is an ideal opportunity for me to achieve a long overdue project. Please keep on contributing to the project by voting more.
August 7, 2013 at 3:56 pm - Reply
Thank u Nomsa , u such a true aspiration..lovelY thoughts
August 7, 2013 at 6:08 pm - Reply
Good idea, but without a price.
August 12, 2013 at 2:39 pm - Reply
Think about this your car has a petrol reading device or there is a way for you to tell how much fuel you using and the distance etc. Switch wiz is like a petrol gage for your electricity, now you will be able to tell how much electricity you use where, how and for how many days it will last for with your current consumption rate. Crazy biggest expenses are your House(bond) your car after this its your fuel which you can manage then comes eleteicity. Switch wiz is crazy cool. Plus it will create a lot of employement.
August 7, 2013 at 6:13 pm - Reply
What a good idea. And there can be a Thula box 1 2 and 3 or a Thula box for every 6 months. And the people can share!
August 8, 2013 at 11:28 am - Reply
Brandon, Great idea. I a front-end software engineer, if you will be doing this in-house, send me a challenge :-). I really hope it becomes a reality.
August 8, 2013 at 8:57 pm - Reply
Hi Lawrence, thanks for the positive comments. The first challenge is very obvious, slap me with some votes my brother :-) It will be highly appreciated and will go a long way in reaching the dream. I’m in Cape Town and would like to know what type of challenge your looking for? You can email me at email@example.com if you so wish then we can chat. Hope to hear from you soon.
October 22, 2013 at 1:33 pm - Reply
Lovely idea Brandon. Also look Google App Engine if you want some truly remarkable reliability and scalability for hosting the system.
Awesome idea. You have my support! :)
October 22, 2013 at 9:09 pm - Reply
Hi David, thanks so much for taking the time to give your feedback, suggestions and support. I had a look at GAE and it looks promising. I, however do not have any experience in it bug would still like to see what it can do. Do you have any suggestions? Once again thank you and God bless.
August 8, 2013 at 11:38 am - Reply
I call bullshit. The votes here are being driven by fake accounts that vote non-stop. The terms state that you can’t vote for yourself, that should include fake profiles.
August 8, 2013 at 6:10 pm - Reply
I’m sorry you feel that way, but I can assure you that they are not fake accounts. These people are just very excited and determined to see this project becoming a huge success.
I wish you the best of luck with your project.
August 8, 2013 at 11:42 am - Reply
it will be great as a man toy too :-) I support the idea, the usage is certainly not only limited to shark spotting, they can be used in various industries and in emergency situations.
August 8, 2013 at 5:59 pm - Reply
Thanks for your support!
The possibilities are endless, that is why I’m so eager to win this and make a huge success of it!
August 8, 2013 at 6:20 pm - Reply
Your idea definitely sounds interesting, good luck!
I love your pictures, great work.
August 8, 2013 at 7:01 pm - Reply
Thank you Marcel! It was hard work indeed. Good luck with your concept – it really stands out and I do like it a lot.
August 8, 2013 at 9:36 pm - Reply
Who do you call when you are faced with an emergency that threatens the life of your loved ones or your property? Be it Fire, Ambulance or Rescue… YOU CALL YOUR NEAREST EMERGENCY SERVICES of course. They’ve always been there to support you without any fear, favour or prejudice. Today, your EMERGENCY SERVICES is calling on you to assist them in ensuring that they can execute their response to your cries for HELP in the most efficient and effective way possible.Today’s EMERGENCY SERVICES are forced to use pen & paper based systems or operate outdated DOS based software that does not support transactional information management as is common in this day and age.
Come rise to the occasion and vote for
The Emergency Management Suite
The next life and or property we’re expected to save might be YOURS
August 9, 2013 at 3:57 pm - Reply
Love the idea Kobus, im in Zambia and we doing the accesment phaze now for 25 birth centers, aquaponics and bio intensive agri, this consept fits well in with that dont you think, maybe we can chat and we can look at incloding you in the second grant to include this, let me know what you think.
August 12, 2013 at 8:42 am - Reply
Thanks Steven. Some synergy between us for sure. I don’t see why we can’t work together and look forward to learning more from everyone involved in this fascinating field.
August 11, 2013 at 2:34 am - Reply
I really like your info graphics. And I think this is a terrific idea. Lots of people can make a little extra money, if not a complete living, from making and selling vermichar fertilizers.
August 12, 2013 at 8:43 am - Reply
August 13, 2013 at 11:51 am - Reply
Hello Kelpie & thanks for your encouragement. The key to having Kobus winning this competition is getting the idea to go viral and so garner more votes / “smiles”. People need to login & support as frequently as possible. Please support by promoting, encouraging and badgering your followers to do so, using your website, social media and all the initiatives which advocate biochar and vermiculture.
August 11, 2013 at 3:38 pm - Reply
Hi uncle brandon great innovation:)
August 12, 2013 at 9:07 am - Reply
Hi Monique thanks for the comment – Please don’t forget to vote as many times as you can and please ask you friends to support me. I will send you an email with some information
August 12, 2013 at 8:20 am - Reply
Please help. I first logged in with my gmail and then with facebook, and for some reason i have two profiles in top 10 supporters. I only want the gmail one as it would be unfair if i have 2. Please help.
August 12, 2013 at 8:40 am - Reply
We can delete your Facebook registration, but cannot merge the 2 accounts. You will loose all the smiles you have submitted via Facebook. Is this o.k with you?
August 12, 2013 at 8:41 am - Reply
Thats fine. Thanks :) just dont want to be seen as cheating :)
August 12, 2013 at 11:07 am - Reply
Your Facebook profile registration is now deleted. Thanks for being honest :)
August 12, 2013 at 12:39 pm - Reply
This is an absolute pleasure, the cost of building material has sky rocketed tio a stage where the government cannot be able to address the bag log it has for the delivery of houses. this idea has not cut the prices of biulding down but it will slash them to a reasonable and acceptable level.
August 12, 2013 at 9:53 pm - Reply
Thank you for such an insightful comment Patrick. You’re totally correct that the high building costs have made it extremely difficult for the Government to reduce the housing backlogs that the country is faced. You’re also correct by stating that an Inter-locking brick helps reduce building costs as they’re reduced by atleast 36%, this percentage can have a very positive impact towards achieving cost efficiency and housing backlogs that we’re facing.
The construction industry has been ridden with price fixing scandals because of these building high costs, the small and medium construction companies are unable to compete and when they do, they build houses that begin to fall within the first 6 months of being occupied because these small construction can not afford to buy proper building materials.
In conclusion: You can only imagine the distability that these building high costs are causing to our Infrasturcture Development, our GDP, Affordable Houses, Nature preservation and employment opportunities for the unskilled.
August 12, 2013 at 1:12 pm - Reply
I think it is a great idea, it puts our citizens at the forefront of combating crime. Just wondering whether SAPS and our courts will be ready to respond to an influx of reported cases. Are they on board as partners?
August 12, 2013 at 2:10 pm - Reply
This is the best idea so far, this can touch many lives….I am going to be responsible for supporting the idea until it is ranked #1
August 12, 2013 at 2:22 pm - Reply
How does one become a part of this? really amazing idea!
August 12, 2013 at 2:55 pm - Reply
it is a fantastic idea it will curb the fight against crime, local police stations, courts must also be included in reporting of a crime. my idea ( also include the names of the ex0offenders or parolees who arre being realesed by DCS, the should be a local platform of reportimng and also a NATIONAL platform to report aNY WRONG DOING)
August 12, 2013 at 3:51 pm - Reply
Thank you to all those who have voted for our idea, win or loose every vote is a vote of confidence and is truly appreciated.
August 12, 2013 at 5:29 pm - Reply
Briliant idea for cost saving Mr ZK.
August 13, 2013 at 3:38 pm - Reply
Thank u Sir… Really glad u feel the idea can make the difference with regard to cost efficiency, that’s what we hoping to achieve, making a difference…
August 12, 2013 at 9:14 pm - Reply
August 12, 2013 at 10:06 pm - Reply
August 13, 2013 at 1:37 pm - Reply
If you feel that this idea is not unique and new, please report it by clicking on the “Report this Idea” button next to the idea image. Our panel will look at it and the entry will be disqualified with immediate effect.
August 12, 2013 at 10:12 pm - Reply
What makes your design better than all the others because believe it or not theres many others who have already made their idea possible
so what makes yours unique….
August 13, 2013 at 3:09 pm - Reply
The link you posted is about rhino poaching, nothing to do with patrolling a beach for sharks and/or drownings.
True that similar technologies are being used, but that does not make the idea the same.
The plane shown in the article is a nothing but a rc controlled toy plane, with limited functionality.
No company or individual is producing UAVs to protect our beaches against shark attacks and/or drownings, no matter what the season.
August 13, 2013 at 6:49 am - Reply
Korbus: a nice presentation built on a very important concept and need.
I’m not sure you can change anything at this time, but the 1st and 3rd pictures in your 6-picture sequence seem identical. I was hoping to see the word “stoves” in there.
Best of luck. Ron
August 13, 2013 at 2:12 pm - Reply
Thank you Ron. I have alerted technical and they will hopefully attend to it soon. You are right when it comes to mentioning stoves itself as this will no doubt be included in the subsistence farming component to provide the biochar.
August 13, 2013 at 9:17 am - Reply
Please help. I first logged in with my facebook account and then with Linkedin, and for some reason i have two profiles in top 10 supporters. I only want the Linkedin one as it would be unfair if i have 2. Please help.
August 13, 2013 at 1:35 pm - Reply
We will delete your Facebook account but you will not be able to transfer the smiles. Are you happy if we do this?
August 13, 2013 at 3:06 pm - Reply
Yes its fine you can delete the Facebook account
August 13, 2013 at 3:41 pm - Reply
We can’t find your Facebook account under the name “Thabelo Muenda” Did you use another name to register?
August 14, 2013 at 7:50 am -
Yes i used another name Princess Thabie Muenda
August 14, 2013 at 4:21 pm -
Please provide us with the e-mail address that is linked to this account
August 13, 2013 at 10:47 am - Reply
Switch Wiz was designed for the global capacity, and still remains a proudly South African Idea. This idea can truly bring change to the economy and the unemployment rate in South Africa, and as well as the globe.
August 13, 2013 at 11:43 am - Reply
Love this idea, seems to be the next logical step to me. Good Luck!
August 13, 2013 at 2:13 pm - Reply
Thank you and keep supporting us!
August 13, 2013 at 11:52 am - Reply
429 Smiles so far…. come on NICRO!!!
August 13, 2013 at 2:05 pm - Reply
Please share the idea with your friends, the more like we get the high chance of us wining this competition and giving our youth an access to a much needed tool..
August 14, 2013 at 9:38 am - Reply
I’m definitely trying by best… Wish I had more time in a day :-) SMILE
August 13, 2013 at 12:31 pm - Reply
I love iBrik initiative based on the shortage of water the country is facing and the hight cost of building materal. This the best low cost and eco friendly initiatve
August 13, 2013 at 3:49 pm - Reply
Thank u Seikanyo. Just like you are, the Water crisis that our country faces today is of big concern for me as well, bearing in mind that this Water Shortage is a worldwide phenomenal, with the world having up 93% of undrinkable water. This water shortage is another dimension that an Inter-locking brick seeks to address.
August 13, 2013 at 2:35 pm - Reply
I would install one at my home.
It saves money and controls itself making it user friendly.
August 13, 2013 at 3:03 pm - Reply
I highly support it. I have a bad experience with the current free 112 emergency service.
The people who take the lines are very slow.
People can die waiting on the line.
People die waiting for an ambulance and our kids burn to death waiting for fire fighters.
A good software will have to be put in place for the app to be quick. Because remember in a case of an emergency a person cannot spend much time waiting for the app to load. It should be quick.
August 13, 2013 at 8:18 pm - Reply
Hi Masego, thank you for the positive response and I am very sorry to hear that you had such a negative experience with the emergency services. It is exactly for that reason that I am embarking on this venture so that our citizens don’t suffer the way you have. With my 26 years experience in the emergency service, I also studied software development in order to understand the needs and requirements when designing and delivering this application. You can view a prototype using your pc, tablet or smartphone here: http://www.emsafrica.com or http://www.virtualfirehouse.com I would appreciate you voting for this idea and also ask you friends and family to do the same. All the best.
August 14, 2013 at 8:58 am - Reply
Hi Masego, thanks for the vote of confidence, it is much appreciated.
I am sorry that you had to suffer that bad experience with our emergency services toll free number. I was one of the very first fire fighters to volunteer to work in Khayalitsha and Mfuleni here in Cape Town. In fact, I was instrumental in erecting the very first fire station in the area. So, I have first hand experience of the difficulty these communities had to face as a result of poor service delivery. Back then we lost on average 8 people a weekend (yes, you read that correct, 8 people between Friday night and Sunday evening only – every weekend!) and all this was due to our fire stations being too far away from the people. So I set myself a goal to bring fire fighting services close to the community. Today their is 3 fire stations in those areas alone and the death rate due to fires is down to less then 2 per year. GOAL ACHIEVED
I now have set myself the goal of bringing emergency service delivery within reach of every citizen within South Africa and voting for this idea will help me achieve that. In preparation of achieving this goal I went and studied Software Development to understand the technical requirements of meeting this objective.
Can I count on you to supply me with enough smiles (votes) to help me with this noble course?
Can I count on you to muster your family, friends and contacts to support this idea by voting for it?
August 13, 2013 at 3:24 pm - Reply
this is where going green starts, love the idea.
Dear FNB i would like to thank u your services are greate,plis regiter with the constractions companies to open their employers accounts at FNB it seems like u look forward to help us,there are many constractions companies out side those who pays their employees hand to hand thats what is dangerous for the companies and employees,by doing thata you can reduce corruption,as iam one of those employees who have account because when i want to open an account my problem is that i have no pay slip but i have a job,there is noway i can save my money without a bank.plis!plis!plis help us guys u r no1 bank
August 13, 2013 at 4:31 pm - Reply
What avoidance systems are built in to avoid collisions with other low flying aircraft (who aren’t suppose to be low over the coast line but we see them daily)?
August 14, 2013 at 5:11 pm - Reply
These UAVs will be flown “FPV” which stands for First Person View with a “live” video feed back to a LCD Screen in the Ground Control Station. So the “operator” will always be aware of the craft’s surroundings. I’m also developing a collision detection system using Ultrasonic Sensors. These sensors will detect any object that comes with in 6meters of the UAV and take the necessary precautions to avoid the obstacle.
Hope that answers your question.
September 16, 2013 at 6:12 pm - Reply
Although a very cool idea, FPV is still not legal in civil airspace. Should you think of applying for some “license” / permission to operate in civil airspace you will have to use equipment that is certified to aviation standards. This will add a significant amount of zeros to the end of your equipment price tag :)
I applaud you for the idea, but I know what I’m talking about as I use to work for a company that designed UAVs for military clients. Our company wanted to adapt our technology for medical, fire fighting and poaching but the aviation authorities does not allow it.
August 13, 2013 at 6:49 pm - Reply
zebu brand product aims to provide new ,improved and latest methods of proving and doing poultry business using customized method of distributing channels which will generate a high level of employment by introducing commision agent all around our previously disadvantaged rural villages around the homelands.
since the price wars and anti dumping duty are piling around poultry product and chicken ,we saw a niche markert wich will grow in the near future as result of shortage or epensive eggs due to insufficient production faclities and cartels around poultry sector.
our business includes producing eggs and raising chicken using free and clean energy (wind turbines and solar systems) to run our production facilities and those who will be interested in our franchises.
using recycling material and new ones,our franchise model will cost less than R 150 000 with the ability to generate an average of R25 000 per months and anverage of 5 employees,we believe our model will be a success
we as Zebu brand managers will make sure that those under our franchise will get an exposure to urban market and quick,relevance,timeless and quality distrubution channel which includes taking eggs from rural villages to commision agents,online markerting,retailers,government organisation e.g hospital ,prisons, school etc,franchises ,hotels and fast food restaurant. we will also handle deliveries from our chicken growers and eggs mini production facilities owned by villagers (esspecially womans) to the makert at a very small fee.
we believe our business model can be a solution to high unemployment (around 60% ) around homelands poverty affected villages .
August 14, 2013 at 7:52 am - Reply
I try to load my idea but with only a cell phone I can not do it
August 14, 2013 at 4:18 pm - Reply
We suggest that you load it from a PC – it will make for a much better user experience
August 14, 2013 at 8:31 am - Reply
Hi Masego and Tshepo. Thanks for the positive comments and votes!
August 14, 2013 at 10:52 am - Reply
The T&Cs state “If the competition involves voting by users of the site, you may not vote for yourself” and also “successful entrants are encouraged to reach out to their own social circles to get as many votes as possible.” Is it correct that entrants can share their ideas but not vote for them?
August 14, 2013 at 5:14 pm - Reply
The T&C’s were updated on 12 August. Do you perhaps have an old copy? Entrants are allowed to vote for themselves. Here is a link to the updated Terms and Conditions: https://blog.fnb.co.za/terms-and-conditions-ideas-can-help-campaign/
August 15, 2013 at 7:14 pm - Reply
Thanks. But it still says “If the competition involves voting by users of the site, you may not vote for yourself.” It’s the third point under GENERAL RULES THAT APPLY.
August 16, 2013 at 2:22 pm - Reply
Thank you for pointing this out. We have updater the terms and conditions there too.
August 14, 2013 at 3:52 pm - Reply
Hi, I have a 20 years old boy who is very interested in starting a brick manufacturing business. How can he get in touch with you to see if you can help him?
August 15, 2013 at 7:13 am - Reply
Thank you, I would love to help and assist where I can… I have your e-mail address, I’ll certainly be intouch but for now, let’s support this one here.
August 14, 2013 at 9:07 pm - Reply
August 15, 2013 at 10:15 am - Reply
This is totally awesome..i like i like
August 16, 2013 at 2:24 pm - Reply
Thanks Lebogang. I really appreciate all your votes.
August 15, 2013 at 12:45 pm - Reply
I really hope we win
August 15, 2013 at 3:48 pm - Reply
I think it will be a good idea to introduce those brick in towns even in rural areas so that people can know about them
August 16, 2013 at 9:50 am - Reply
Yes thank you for your comment and suggestion Bukiwe. Rural Areas is actually our key focus, that’s where development is still lacking. We’re in the process of doing projects in Limpopo, have been in talks with building contractors and building engineers from Northen Cape, North West, Mpumalanga and Eastern Cape. We will be coming to rural areas soon
August 15, 2013 at 5:30 pm - Reply
Your bank is awesome! We all know that.. But even the greatest places in the world require there to be a queue. So here’s an idea, pretty simple, quick & I’m sure it can help people really in need. My mom is disabled & since my sister & I have to go to varsity, she has no one to do her banking for her, so I thought of this.. Since one can register a couple of FNB accounts so it is possible to transfer via cellphone banking, why can’t one register as a “home banker” that a staff assistant can assist her at the comfort of her own home?
Here’s how it works: You open a program called “home banking” where one can register all their required information so that whenever they need to do their banking, they can call or even video call a staff member to help assist them. You give the client a one time pin every single month that can help recognize them & just to further secure the entire thing, when they register for this home banking you take a video of them saying “I have registered for home banking” for voice recognition purposes. The staff member can help them keep their banking up to date & even deposit cash for them. This would really help a lot of people hey :) #JustTryingToHelp
August 16, 2013 at 8:24 am - Reply
Very interesting idea,voting all the way.
August 16, 2013 at 12:40 pm - Reply
wow this is one of the greatest ideas… best of luck
August 16, 2013 at 3:29 pm - Reply
Thank you so much Winnie!
I really appreciate your support!
August 16, 2013 at 1:18 pm - Reply
what an innovative idea…………..you have my full support
all the best
August 16, 2013 at 2:44 pm - Reply
Thank you very much Winnie, hope to see you on my top 10 list soon – You so quick you already their, thanks a million :) Now to see you amongst the top 5 :)
August 16, 2013 at 9:48 pm - Reply
Awesome idea! Great design! This bright invention compliments this energy source fantastically and takes it to the next level of efficiency. Thumbs up to the clever people behind it!!!!!!
August 17, 2013 at 12:28 am - Reply
Mr Zk I really like your idea because it will help our country by redusing the usage of water.and we won’t use more money to buy cement and it will create employment….
August 19, 2013 at 2:05 pm - Reply
Thank Mr Siphelele Mandlakazi for your comment and more especially your supports, means a lot, let’s go to the Top #1
August 17, 2013 at 1:39 am - Reply
A very good initiative. Please note that there are many schools in Eldorado Park that can benefit from this initiative.
Keep up the great work.
August 17, 2013 at 9:21 am - Reply
August 17, 2013 at 1:08 pm - Reply
We need one of these!
August 17, 2013 at 2:30 pm - Reply
That is so true, do not sell when your making a loss; unless you want to lose money, that’s lesson 101 ;)
August 17, 2013 at 4:56 pm - Reply
Thanks for all the support guys, really appreciate it!
August 18, 2013 at 8:40 am - Reply
We’re in between 05 and 06, our position and rank.
Thank you guys for all your support, dedication, patience, time and efforts. If it wasn’t for you, we wouldn’t be here.
Special thank you to you Siphelele Mandlakazi, Sabelo Thembani, Cheriedswermmergancom, Samue91_ZA… You guys are amazing and a thank you to you Steven, Songezo, Linda, Tumzaza, Vmudzamba and everybody else who I can’t see as I’m only able to see the Top Ten Supporters.
Thank you guys and let’s please continue sacrificing our Facebook walls and status updates for this cause, to get more smiles and support more to get us to no.1. Please share this with everybody you know, show them how to go around it as I’ve been informed that some people are struggling to register.
Thank you and stay blessed-:)
August 18, 2013 at 10:07 am - Reply
Boy yam ndifuna kemna le-iBrik ibene Site phakathi esitsotsololwen seCofimvaba neKomani, then ihambe iye emven kwentaba iyosusa elaxhego uSam ibe yiYoung blood fresh minds pha. iBrik must own i Qamataiphela
August 19, 2013 at 2:10 pm - Reply
Uvakele bhut’iMdlane, lonto mahle ayacaca aphum’engwevini, iinjongo zezo kanye-kanye ntwakuthi
August 19, 2013 at 12:47 pm - Reply
Hi Jacques. I see your idea is getting a lot of smiles :-)
August 19, 2013 at 4:19 pm - Reply
Thank you Mariette, continue to support this idea, we want it to win this competition so that we can help our communities to be more safer.
Please share this idea with your friends and ask them to help us.
August 19, 2013 at 2:19 pm - Reply
Dear friends, supporters and family.
Please help me welcome our new supporters this week: Lucas, Vywer, Hayzer and Joeniemand.
Thank you for your support and contribution to us being at #6 currently, please continue doing those posts, spreading the word to obtain maximum smiles and support us. I would like to mention all your names the day we are revealed as winners, contact you all and express my gratitude, your support will not be in vain and will not go unnoticed.
So, let’s please continue walking together in this journey and see us get to #1… #Team Ibrik
August 20, 2013 at 8:56 am - Reply
One is required to make 3 clicks to submit 1 smile/vote. This is very time consuming and is probably discouraging people from voting more. I want to suggest that you make a change to the “Support this idea” button by allowing people to enter the amount of votes they want to submit for an idea and once clicked it add that amount to the particular idea’s total. Just a Suggestion.
August 20, 2013 at 10:52 am - Reply
I was wondering if you could supply the idea owners with another graph on their idea’s “homepage” i.e.
Graph 1 – Is the current weekly Top 10 Voters
Graph 2 – Is a running list of Top 10 Voters to date, i.e. Top 10 voters per idea to date for the life of the competition.
August 20, 2013 at 10:54 am - Reply
An idea for the people of South Africa by South Africans. A device that puts electricity usage within your home right in your hands. If you paying for it, might as well control it. And thats what switch wiz does. A very smart idea that educates the consumer, allows you to save and create employment at the same damn time… Switch Wiz is the future!!!
August 20, 2013 at 12:31 pm - Reply
Jacques – how do you earn more smiles? Is it only via facebook and linkin sharing that i can earn smiles?
August 21, 2013 at 2:44 pm - Reply
You can also share using twitter account,
again thank you for the support and please tell all your friends to support us.
August 20, 2013 at 6:38 pm - Reply
I think your idea is more than awesome as we have a lot of problems in this country that could be solved through innovative technology like this.
Unnamed Aerial Vehicles are the way forward and is great that someone is using it for a good purpose.
Best of luck!
August 21, 2013 at 3:04 pm - Reply
This concept and Vermichar are a whole new economy for people around the world especially for third world countries. Additionally
the use of Vermichar is good for our world therefore its a no brainer…..congratulations on your concept !!!
August 21, 2013 at 9:33 pm - Reply
Thank you for your comment Alvaro. We have met people from all over the world as a result of this blog and there is definitely consensus that this idea should be replicated all over the world!
August 21, 2013 at 11:47 pm - Reply
Great read Fran. Your piece reminded me of a quote by Brene Brown “Vulnerability is about having the courage to show up and be seen. It is the heartbeat of creativity and innovation”
August 22, 2013 at 8:47 am - Reply
Not having the know-how to DIY, share investing is definitely risky. You need a set of rules you follow consistently if you hope to succeed. The same apply to EFT’s. Otherwise go the safer route of Collective Investments(Unit Trusts).
August 22, 2013 at 9:17 am - Reply
It’s great that this country is producing geniuses like you !
August 22, 2013 at 10:39 am - Reply
BIG potential for BIG impact in a really BIG way :)
August 22, 2013 at 12:54 pm - Reply
Where can I find the performance history of the various ETF’s?
August 22, 2013 at 12:58 pm - Reply
Zuko, this seem a great project. Where can one read more about it. I am more interested about the technical info and how you plan on role outs.
August 26, 2013 at 10:23 am - Reply
Thank Mr Thembisa Masinga, highly appreciate you taking your time to contact us.
Technical Info varies according to the designated profession e.g: Technical Information a Quantity Surveyor would need is different from Technical Information required by an Architect or Builder. So please advise me as to what kind of information you require, so that I can provide you with an answer specific to you. The reason for that is b’coz I’ve covered quite a lot from the previous interactions about an Inter-locking brick.
With the roll out plans, we’re in a process of kickstarting our projects from Gauteng Province as it’s the province with the most biggest housing backlog. We’re currently in talks with North West and Limpopo Provincial Governments to roll the project to the provinces, then shortly after, it’s Mpumalanga, Northern Cape, Eastern Cape, Western Cape etc…
Mr Masinga, our country is in dire need, living conditions unbearable for our people, Government is struggling to help and need us to join hands in helping one other. So please, support us and help us get to number 01 and win this innitiative, as that would help us fast track our projects in these many other provinces…
August 22, 2013 at 7:27 pm - Reply
Dear friends, supporters and family
Please join me in welcoming our new supporters this week: Lungile and Thaban.
Thank you for such substantial supporting numbers, your supported is highly appreciated, let’s please continue supporting until we are at #1, where we should be.
Thank you again, stay blessed.
August 23, 2013 at 10:47 am - Reply
I am proud and blessed to be part of this wonderful organization. It really is amazing how one act of kindness can make a HUGE difference in a person’s life.
Big thanks to FNB for this platform. Let’s continue making a difference in South Africa.
#YouCanHelp ——>>>Donate a dress.. make dreams come true!
August 23, 2013 at 11:14 am - Reply
[…] https://blog.fnb.co.za/ideas-can-help/view-idea/?id=3453 […]
August 23, 2013 at 12:11 pm - Reply
August 23, 2013 at 3:36 pm - Reply
Please like the Hamba facebook page to show your support. I will be adding some more content there soon!
August 23, 2013 at 4:40 pm - Reply
I think your idea is a winner, cost saving and at the same time you are not forgetting our environment( preserve natural resources).
August 26, 2013 at 10:55 am - Reply
Thank you Rebaona, highly appreciate your comment, your interest and support.
Our cause is community driven and absolutely encourages Building Materials that preserve our Environments and Natural Resources. I would like to point out that, it’s important that we safeguard our Environments and Natural Resources for the wellbeing of many other generations to come: “the generation occupying earth now borrows earth from the generations to come”
I furthermore pledge that you please continue supporting us, sacrifice your Facebook wall to make status update for you to acquire more smiles that would get you to support us as many as possible to get to win this Initiative, looking forward seeing you on our list of Top Ten Supporters.
Thank you so much for this comment, stay blessed-:)
August 24, 2013 at 10:28 am - Reply
I have not amassed as much votes others in this voting competition and after doing some searching on the Internet on strategies on how to get more votes I have decided not to spam my friends, family and colleagues to the point of annoying them to vote for me. All my votes are therefore genuine so support me if you think my idea needs to be in the top 3. I would rather spend my time discussing my idea with interested parties and forming lasting relationships than looking for votes. Privileged to have been selected as the exposure I am getting has no price on it! Thank you to all that continue to vote for me.
August 26, 2013 at 11:57 am - Reply
Good day family, supporters and friends.
We remain at #05, thank you for ensuring that we stay in the top 5, without your supports, this wouldn’t have happened. Please continue sacrificing your facebook walls for this casue.
As we start a brand new week, we welcome back our regular supporter Cheriedwenergmcom (thank you for your help and for your unshakable support, highly appreciate you for your contributions).
We also welcome Joe Niemand (thank you for choosing to vote and support us, we trully hope that you find home here in my blog and that you continue sacrificing your facebook wall to earn more smiles and support us).
Please also join me in welcoming a brand new family memeber, supporter and friend Zodidi (thank you for finally coming through, I know how you have b een struggling to register, thank you and looking forward to your much needed supports to our cause).
Now, a wish I would love to see this week. Can we please have a R3000 weekly winner from you guys voting us? That can be easily achieved, all we have to do, accummulate those smiles, support and we will win…
Thank you very much for all the support, you please have a blessed and fruitfull week.
August 26, 2013 at 1:56 pm - Reply
My hero. Wot a brilliant idea u hv here. Big up 2 u
August 26, 2013 at 6:53 pm - Reply
Thank you my heroin, big up to you for seeing the bigger picture and seeing our vision…
August 26, 2013 at 3:24 pm - Reply
Will the winner be judged on the amount of votes only.what if they have a great marketing strategy but the project itself is not so great.
August 26, 2013 at 7:15 pm - Reply
Dear family and friends.
Please join me in welcoming our new friends to our family: Melissa Mhlongo (already seating at #3 as a Top Supporter), Sipho Mdloyi (seating at #1 as a Top Supporter) and Zibusise Lemmy Kunene.
Thank you for joining us in this corner of the world, thank you for believing in our vision (an inter-locking brick) and thank you for the support you guys have already shown, the sacrificing of your Facebook account just to support our cause, thank you guys.
Please spread the word, contact me if you would like me to send you a text version so that it’s easier for you to share with everybody you know.
Thank you guys and I really wish and pray that the Supporter of the week who will walk away with R3000 comes from one of us.
Thank you and God bless
August 26, 2013 at 11:19 pm - Reply
Thanks Tracey and others that have voted in the last 36 hours. You’re all amazing!
August 27, 2013 at 5:22 am - Reply
How is the sensor activated, can you pretend that you in danger then it will activate?
August 27, 2013 at 8:27 am - Reply
Dear friends and family,
Please help and join me in welcoming Tracey Venter and Candice Ann Goosen whom are already at the Top 5 for being our Top Supporters.
Tracey, thank you for choosing us. Candice, thank you for joining us. Your support is highly appreciated, please continue sacrificing your Facebook Walls to earn those smiles, share our link with everybody you know and help us get to #1.
Thank you and stay blessed.
August 27, 2013 at 9:52 am - Reply
For a person to helped must first start by themselves…rehabilitation is to help them recover.
August 27, 2013 at 10:16 am - Reply
I think this is a Brilliant Idea. Considering the impact and ease of use of social media, this just make so much sense.
Imagine being unresponsive in an accident and having Fire Rescue and Emergency Services knowing all your medical history just makes it easier for treatment. Valuable time will be saved using this system. Hope its implemented country wide.
August 27, 2013 at 6:56 pm - Reply
Vinny, as a ALS Paramedic you would know best the difficulty in obtaining information from injured or unresponsive patients. Experience have shown us what a difference medical history in critical situation can do. Please assist by voting for this idea so we can make it a reality. Thanks for the positive response.
August 27, 2013 at 10:27 am - Reply
This is a very loving and teust worthy cause this, animals should have someone to lok after them as the are defenseless it makes me happy to know that there are people out there that devote so much time to rescue and care for animals
August 27, 2013 at 5:50 pm - Reply
Very interesting and exciting. A couple of questions:
How do these differ from other dry-stack interlocking bricks that are on the market? Also, how do building regulations affect the design of structures that are built with iBriks (for example, sizes of openings, thermal efficiency considerations, and so on)?
August 28, 2013 at 9:55 am - Reply
We passed 82 100 children middle August
August 28, 2013 at 12:14 pm - Reply
Great blog, thank you for putting our thoughts to print Jeanine.
August 28, 2013 at 12:35 pm - Reply
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August 29, 2013 at 10:48 pm - Reply
August 30, 2013 at 12:25 pm - Reply
The saying ‘Give a man a fish, and he will eat for one day, but teach his to fish – and he will eat everyday” comes to mind with this idea!! Food prices rising everyday – and as a gardener myself I support this idea 100%.
Not only will people become self sustainable – working in your own “garden” is therapeutic!!!
Poverty is seen everywhere – people often go without a proper meal for day’s – yet with this “garden” veggies will be on the menu all year round!!!!
August 30, 2013 at 7:14 pm - Reply
Great Idea Carmi!
August 30, 2013 at 7:28 pm - Reply
Good Luck Carmi
August 31, 2013 at 9:44 pm - Reply
Hi Qaasim thanks for the vote of confidence and even a bigger thanks for the votes that you have been putting in over the last 2 weeks.
September 1, 2013 at 7:02 pm - Reply
So proud of you Marcel!
I believe this is an amazing idea :)
Will support you guys all the way!!!! Keep up the creativity :)
September 2, 2013 at 9:13 am - Reply
Thank you all for the support over the weekend!
September 2, 2013 at 10:15 am - Reply
This is what creating change is all about. Keep up the good work
September 4, 2013 at 3:02 pm - Reply
Changes, i like the sound of that, we need changes, we should change our own communities…
Thank you for joining us and for your support. Please continue posting us to your Facebook wall to earn those smiles and support us.
Thank you for your help and support, please do continue with that.
September 2, 2013 at 1:25 pm - Reply
I fail to see how an inflatable armstrap will save someone from drowning. If the arm is lifted by the inflated strap, the head doesn’t necessarily follow? I assume this is triggered by moisture? If so, what if the child falls into water head first and the arm is not submerged? Perhaps a better idea would have been an inflatable necklace?
September 2, 2013 at 1:38 pm - Reply
I like this! What type of veggies will people harvest? I suspect special precautions will be taken to ensure the crop is safe from pests and pets. Could be an interesting venture to watch.
September 2, 2013 at 1:57 pm - Reply
Sounds like a good idea in essence, but my concern is whether the bricks are as hardy as “normal” bricks, which are manufactured to withstand the toughest of weather conditions. I noticed in your photos, that there is no cement in between the bricks – is this the norm? If so, how do you maintain the heat in the building with so many gaps? How porous are these bricks? Will you have damp problems, which could be potentially harmful to the inhabitants of the residence?
No doubt these bricks will require careful transport as they are grooved and I expect that you will have to discard those that are broken as your “stacking” could become unstable. Normally, when bricks are dropped off at a building site, you will find many broken bricks inbetween. Depending on the price of these vs normal bricks, one would have to look at the margin of breakage and the potential loss of replacement. Interesting concept, tho’.
September 4, 2013 at 2:58 pm - Reply
Thank you for your comments and questions, highly appreciate them.
Answer to the 1st Question:
Yes, that’s a norm. An Inter-locking brick dry stacks in the superstructure of the wall, mortar is only required on the foundation phase, enabling cost savings and preserving the scarce natural resources: Cement, Sand and Water.
Answer to the 2nd Question:
Inter-locking bricks are compressed in the manufacturing process and they build very similar to that of a conventional building method, except that, there’s no mortar in between the bricks. The wall is then plastered inside the house but on the outside the plastering is optional (not plastering the outside gives you that Face brick Finish).
Answer to the 3rd Question:
An Inter-locking brick has considerably higher impact strength than standard bricks available in the market as it was innovated and developed to build Earthquake resistant houses in countries where earthquakes are prevalent, this guarantees durable and safety residential (this research and comparison was confirmed with the Council for Scientific and Industrial Research).
Answer to the last paragraph:
Please allow me to refer you to the 3rd answer. Inter-locking bricks don’t break unless they a specially designed brick cutter is used to break them. Inter-locking bricks don’t require a special transport as they’re not fragile, Inter-locking brick strength was designed to stand earthquake environments and an inter-locking brick is heavier and stronger than the Face, Stock, Maxi and Hollow bricks.
I hope and trust that I have addressed your concerns, if I have, please support our cause as much as you can and spread the word so that we win and fast track our plans to mobilize our societies about an inter-locking brick and benefits afforded by green building materials.
September 13, 2013 at 7:13 pm - Reply
Thank you for your reply and answers to my questions.
I salute you for your cause and ultimate goal – eliminating the housing backlog. Your project is clearly “green”, which is a critical requirement these days as preservation of our natural resources is extremely important for the generations who will follow. It’s definitely a great initiative to help the underprivileged and those living in terrible living conditions. By erecting homes, you are providing employment opportunities using local unskilled or semi-skilled labour, as well as restoring dignity to those who need the income so desperately.
I trust you did not interpret my questions as “negative” as I was so nastily accused by salv085. But, since he felt I was being negative, I thought it best to explain my way of thinking.
I was merely making enquiries and was under the impression that this is a platform where one is allowed to ask questions in order to better understand the product and the ultimate goal behind the idea. In fact, I am sure that others may have similar questions, but are too shy to ask. Whilst I am not a builder, nor aspire to be one, I find the process interesting and therefore the many questions. I have had my share of building nightmares and prefer to be informed should I decide to do it again one day (I did say “never again”!)
You mentioned these bricks are designed largely to erect structures in countries where earthquakes may be prevalent. Some countries (eg, America and the East) utilize lighter material with more flexibility for home construction in order to prevent damage and fatalities should a structure collapse. Therefore, I was curious as to whether your product was lighter than conventional bricks in order to prevent major damage to residences and residents should seismic activity strike .
From the pictures, the bricks appear to be porous (as concrete is), which begged the question regarding damp problems. Since I don’t know the microstructure of the brick you use, I was curious about their porosity and whether one would therefore require plaster in order to ensure adequate insulation (at least on the inside). Having struggled with a damp wall myself (even though it was built with a cavity), I relish any information on ‘cures’. What can I say – I have an enquiring mind!
With regards to transporting, my question was merely motivated by whether the “tongue and groove” effect of the bricks would be compromised if the bricks became damaged, but I have since realized that this should not be an issue as the entire brick has a groove, which will adequately support the structure.
Thanks again for such a great initiative – you clearly care about your community and your efforts are commendable. I wish you every success in your future endeavors, with many happy new home owners.
God bless! :o)
September 13, 2013 at 6:31 am - Reply
Wendy you did not read the supporting info the walls will be plastered on one side eliminating gaps etc. ,why would they be any porous than other brick?& as far as damage I built low income housing Brazil with what I consider low quality clay tile any had very little damage when dropped off less than 1/2% & though I do not have the technical info it would be a good assumption that if it is geared for earthquake prone areas the strength rating is much higher than normal brick also let me remind that most masonary construction in South Africa is not reinforced & would have significant damage in an earthquake.
Very negative post, obviousily you have no building background & did not read the supporting info, keep in mind that this would allow the hiring & training of semi-skilled -unskilled worker with minimal training & supervision in a field where skilled workers are often hard to find.
This in my belief should be #1 choice, all the top 10 ideas have a great deal of merit but the housing shortage is overwhelming & to see people living in shacks is unacceptable this would solve the problem & make it easier for even small builders to compete.
September 2, 2013 at 4:05 pm - Reply
Greetings dear all,
Thank you all for your continued support, we’re currently at #6, hope and trust that we move to the top 3, where we should be.
As we normally do: friends and family, please join me welcome our new family members: Calvin Kodisang and Mokgadi Ramonwana. Thank you guys for supporting us, highly appreciate that. Please continue spending your smiles with us, sacrificing your Facebook wall to earn those 3 smiles in order to support us.
Also, please join me welcome back our regular family members: Sipho Mdloyi, Zodidi Thembani, Siphelele Mandlakazi and I’ll be welcoming other members as the week progresses.
Thank you all guys for your support, highly appreciated.
Have a blessed week and God bless you all
September 3, 2013 at 7:42 am - Reply
Good morning Mr iBrik, this is a brilliant idea of building a “home” in today’s world!
September 4, 2013 at 3:08 pm - Reply
I once said: “Having a home is not just about having a roof over the head, it’s about family pride and that sense of belonging. Having a decent home is a basic human right that our government can never fulfill alone, this is when we as the citizens of this great Nation have to support one another for the greater good of our society, we shall come forward with solutions that will help fight this, for everybody deserves a place they can call home.”
Thank you for your help and support, please do continue supporting us.
September 3, 2013 at 5:42 pm - Reply
All the best Zuko Mandlakazi for such a great idea
“A man sooner or later discovers that he is the master-gardener of his soul, the director of his life.”
Good lucky from Amanda Paul
September 3, 2013 at 9:21 pm - Reply
Thank you for your kind comment. We are starting the families with easy to grow and most of all easy to maintain veggies, which off course will be seasonal – we are furnishing them with a 2 year maintenance plan, and teaching them when to plant what in order to eat every month. The families that are getting the boxes are very unlikely to have pets, as they are going to people who are in a extreme need for food – but we will accommodate the families accordingly. As for the pests, they are inevitable, families will be taught how to make their own organic pesticides at home, and how to treat the veggies.
September 4, 2013 at 9:21 am - Reply
Don’t we save because it cost a lot to live or because the lifestyle we have chosen is costly?
September 13, 2013 at 8:25 pm - Reply
I guess we will all agree that it does cost a lot to live (and increasingly so) but that also means we have to assess our living costs on a continuous basis and adapt accordingly. Not an easy task…
September 4, 2013 at 11:29 am - Reply
Hi Creators of ideas and Competitors,
I would like to bring to your attention that the creator of Active Citizen has accumulated 135000 in less than 5 days. We all know how long it takes to collect and spend votes in a day. I have been watching this specific competitor as most of the votes comes from one person(one account). This person votes in excess of 24000 in one day alone with one account.When we all know that it takes an average 1 hour to collect a 1000 smiles and then another 1 hour to spend it.
I brought this to attention of FNB and explained that it is impossible to increase your votes by that much in such a short period of time, especially when all the votes comes from one person´s account.
After the mail to FNB, Active Citizen’s votes stopped to increase immediately. It carried on a day later, after the names of the top ten supporters where removed, and this looked even more suspicious and gave even more reason that they are hacking the site.
I writing this to all the idea creators to point out, that although we are all very competitive, we are still playing fairly and we should not allow a cheater to get away with this and just sit back and watch how they carrying on jumping 30000 votes in less than a day with one account like they doing currently.
The sooner all idea creators bring this to the attention of the authorities involved, the sooner this will be resolved and we can carry on enjoying this competition fairly.
September 4, 2013 at 12:44 pm - Reply
I totally agree Mehrnaz!!!!!
Since Active citizen has come online, the site has been extremely SLOW!!!!! I saw from day 1 there is something fishy and have also been watching him.
I will most definitely report it from my side as well because it is ridiculous!!!
September 4, 2013 at 12:00 pm - Reply
I writing this to all the idea creators to point out, that although we are all very competitive, we are still playing fairly and we should not allow a cheater to get away with this and just sit back and watch how they carrying on jumping 30000 votes in less than a day with one account as is happening currently.
September 4, 2013 at 2:48 pm - Reply
Hi Mehrnaz thanks for the head’s up. I’ll also keep an eye on the progress and report appropriately should it be required.
September 4, 2013 at 12:06 pm - Reply
September 16, 2013 at 5:48 pm - Reply
Hi Mehrnaz Partovi
Something is clearly wrong with the voting, but please clarify your sentence or explain the rules to me”… it takes an average 1 hour to collect a 1000 smiles and then another 1 hour to spend it”??
Do I understand the way of accumulating smiles wrong? but according to me It would require several clicks with to acquire a single smile making suspicious if anybody votes more than say a hundred times.
September 4, 2013 at 8:53 pm - Reply
Well before the petrol ,electricity and food prices went up so fast and drasticly I was fine,but as soon as this happened I was forced to dig into my savings as my budget was no more and I have to wait for the next pay increase which was 6 months later so we all know that I went into dept a bit and just when I get on route again we will see increases in everything again WHAT A VICIOUS CYCLE.
September 13, 2013 at 8:34 pm - Reply
The cost of living is increasing at a horrendous rate. And it’s not going to stop. It scares me. But what I find fascinating is how people at all levels of disposable income manage to either save or not save. The need to have a buffer for emergencies or prepare for retirement seems to override any other cost decisions for some people, even when the cost of living becomes painful.
September 4, 2013 at 9:01 pm - Reply
I agree completely Jeanine.
September 6, 2013 at 12:20 am - Reply
Brilliant! I’ve been playing with similar ideas in my head for a while, but I always get stuck on how to reach the individual. Hopefully the NGOs will be able to manage it and make that final connection. I work for a large corporate and can get you in touch with the CSI representative if you wish.
September 6, 2013 at 9:12 am - Reply
Thanks you kindly for the support.
Hamba is surely sailing. Good going. We’re a fan of your platform as well.
Yes, please. We’re interested to get in touch with the CSI representative.
079 960 5299
September 6, 2013 at 8:08 pm - Reply
Brilliant concept. Good luck Mandy!
September 11, 2013 at 9:27 pm - Reply
September 7, 2013 at 11:16 am - Reply
woow this is brilliant thinking,100% behind you. you have my full support. well done and good luck.
September 9, 2013 at 4:08 pm - Reply
Hi Faith-Hope thanks for the vote of confidence, it is much appreciated and comforting to know that people appreciate what I am trying to achieve. Please support me by casting some votes to show your support, every vote will count and make a difference. Once again thank you.
September 9, 2013 at 5:02 pm - Reply
Thank you, for the support!
September 12, 2013 at 1:29 pm - Reply
100% true. My parents instilled a culture of saving in me from a very young age so even as a child I saved pocket money etc to buy stuff I needed. Once I started work that saving culture continued and allowed me the pleasure of resigning from my job when I needed a break. From money I had saved I recently bought a business.I am a huge fan of compound interest! I also educate my son about saving, he is almost 6 and still has money he was given from the time he was born. Whenever we go shopping he carries a bit of money to buy something but get to the till point and its “aww Mum & Dad, won’t you please pay for it, I gotta save my money” I guess his culture of saving is a lot more extreme than mine. Good on him!
September 13, 2013 at 3:07 pm - Reply
Anusha, we need more parents to think like you and your parents! Just imagine what that will do for the country… And the beauty is that kids can learn this discipline with small amounts of money.
September 13, 2013 at 3:25 am - Reply
The idea to me helps those who can afford. With the challenge of imbalance in socio-economics its won’t serve the majority. It promises to be qualitative educational model though. If high cost factor can be mitigated it can simply replace the current schools model and thereby bring equality in the front quality education.
September 13, 2013 at 4:08 am - Reply
Indeed a winning innovation. I like the fact that it’s seeks to impact on every South African, it will be free for all South African. The worry though is that not all South Africans afford laptops, pc’s, tablets and smart phones. Promising on the latter is the rate at which smart phones are purchased and used.
September 14, 2013 at 11:18 pm - Reply
Hi Mfundo, thanks for the inspiration, it is surely needed. The competition is really heating up and one cannot let it slip now. Getting messages like this goes along way of putting extra fuel in the tank to carry on. I agree with you regarding the fact that not everyone having access to the tech tools required but one is hopeful that the tech tools will soon be available to the remotest areas of our beautiful country. I am hopeful that when government see what we will achieve with this software they will speedup the role-out of techno tools to the people. Thanks again for your feedback and please vote as much as you can for this idea.
September 13, 2013 at 4:36 am - Reply
This innovation recognises, organises and partly formalise the informal business which is absolutely great for the growth of those businesses and for the South African economy in terms of wealth distribution and job creation. This idea is well thought and it’s impact is vital. It’s my number one.
September 15, 2013 at 11:51 pm - Reply
Thanks Mfundo. I am glad to see you share my vision. There’s still a lot of hard work ahead, but I think it’ll be worth it in the end. Watch this space :)
September 13, 2013 at 8:40 am - Reply
Dude, this is a great piece of writing with a good dose of ‘flair’ with the language. Really well done :)
Good advice: chin up. As I did not so long ago when I was “sidelined” and left in the blistering cold for months on end. But things get better, they almost always do, as is the case with my situation.
Chin up ouens ;)
September 13, 2013 at 4:17 pm - Reply
September 15, 2013 at 10:17 am - Reply
This is a great idea that definitely adress a need for good education in an accomodating environment that gives the child the opportunity to reach his/her fullest potential at affordable fees.
Mandy, you have such innovative ideas and such enthusiasm and passion about the education of our children.
Hope your idea will be given the opportunity that it deserves!
September 16, 2013 at 10:38 am - Reply
Thanks Rozanne :-)
September 16, 2013 at 12:16 pm - Reply
We passed 86 200 toys last week
September 17, 2013 at 9:21 pm - Reply
That could be a good idea, collecting honey will teach sensitivity and to give back to the bees, although at first, I remembered that there are movements that do not support taking anything away from creatures that is theirs. Splitting hairs never changed a thing, so then one thinks the next best advantage is to learn sensitivity or be stung. :)
September 18, 2013 at 12:01 pm - Reply
Brandon, nice idea but what makes this different from all the other emergency management software available?
September 18, 2013 at 6:04 pm - Reply
Hi Peter, thanks for your query. If you know emergency services then you would know that most operate a manual system (pen and paper based). Those who have a software systems are operating very out dated systems (dating back to 1984) and it is very expensive i.e. a DOS based system is “sold” for around R1.4m for a 90 concurrent user license (renewable annually). Besides the cost, is the functional differences between the EMS system and any other system currently available, I refer to some of those in earlier posts but you would forgive me for not going into to much detail for obvious reasons. I hope I have answered your query and once again thanks.
September 18, 2013 at 5:31 pm - Reply
The concept is to produce ethanol based beehives, as apposed to wooden hives. Less of a carbon print. Wooden hives last about 5 years whereas ours will last 50 years. Our concept is to see communal bee farms. The concept of buying the gun and then just collecting your biltong. Bees are dissapearing world wide, a phenomenon termed colony collapse disorder. This is a massive problem. The more hives we have, with greater hive longevity, will see hives established for years to come. How long does an RDP house hold up against a general house?
What upsets me about this contest is that it is voter based. I design the bicycle and you design the car. I win based on more votes. That is so sad as your car is far more beneficial than my bicycle. What is the reasoning behind this contest? Aiding in innovation or generating a potential client data base?
I believe nature is on the brink of collapse. Invention leads to intervention.
September 19, 2013 at 6:58 am - Reply
The ad “Help will light the way” is promoting a practice that should should be discouraged in the strongest terms.
The person seeing the little girl going to the shop in total darkness (and in the rain) sits at a table with a paraffin lamp. He then decides to put some lights up with step-on switches – all very noble and hart warming – then takes a ladder and connect the lights at the pole!!!!!!!
Surely this promotes electricity theft which is not only a huge problem in SA but also a very unsafe practice.
I stand to be corrected and if my interpretation of events are wrong then please accept my apology.
September 19, 2013 at 6:24 pm - Reply
The ad does show how the man climbs up the ladder, but what he’s actually doing is connecting the light source to a pole, elevating it. He then connects the light source to the motion-activatd switches, which is powered by kinetic energy – not electricity. The concept was based on this invention: http://www.pavegen.com/.
September 19, 2013 at 10:10 pm - Reply
Hands of Honour has just Up-cycled the Up-cycling concept.
Unheard of…not in SA
See more at http://www.handsofhonour.co.za
September 19, 2013 at 11:44 pm - Reply
Please support these guys! They are doing amazing work!
Check out there facebook group : https://www.facebook.com/handsofhonour
September 20, 2013 at 12:31 pm - Reply
I respectively Lezanne disagree with you
As one would have to ask the question has the real income level or has the expenses of the individuals increased? Taking into account all the events that has transpired in S.A
The expenses and consequently the cost of living has increased directly and indirectly, both off which have impacted directly on the pockets off the individual as the client/customer as the Household, the Business and to Economy as well, and the increases has resulted in inflation hitting and passing the upper threshold (limit).
I believe that we should be encouraging Investing as it has the potential to regenerate income; and there are numerous investment types such as Stocks, Derivatives, Shares, Property, etc. based on your personal preference, your passions and your understanding in regards to the investment mechanism, Calculate the Interest Rate (i), Present Value (PV), Future Value (FV), Years (n) in terms of Investing and Saving
Saving would make sense if you are saving to Invest, but Savings alone is not an Investment, it would be strategic to Invest, and then to save a portion from the income generated to have cash on hand for life events, and the journeys.
The price of a packet of smokes where about R12.50 to R15.00 (PV) in 2004 to 2005 – in 2013 the same packet of smokes is about R28.00 to R30.00 (FV) – during a period of 9 years (n), which equates to an interest (i) increase of around per year? Exactly
September 20, 2013 at 6:45 pm - Reply
The most caring place I know. All of the dogs and Puppies at Ark are happy and well cared for. An inspirational place to visit!
September 21, 2013 at 5:34 pm - Reply
What is FNB looking at?
Will the idea be the one that only ficus on FNB or South Africans in-large.
I have the idea for both and I have just pre-launched without any financial help because of the situation I am in.
I am sure this will make everyone will love it as much as the way we got so much appreciation at the Business Opportunities & Franchise Expo in Coca-Cola dome.
Because of financial problem I am even scared that some greedy individuals with financial secure will steel my idea and use it for themselves.
September 23, 2013 at 12:26 pm - Reply
We are looking for an idea that will bring social change in South Africa. We are not interested in banking/financial related ideas. With regards to your idea being stolen – please have a look at the Terms and Conditions where you will get all the relevant information.
September 22, 2013 at 5:39 am - Reply
September 22, 2013 at 7:01 pm - Reply
To really know a person you need to know his language.
September 23, 2013 at 12:30 pm - Reply
Nelson Mandela’s famous quote comes to mind: “If you talk to a man in a language he understands, that goes to his head. If you talk to him in his language, that goes to his heart.”
September 23, 2013 at 1:12 pm - Reply
Communication helps us understand each other and find commonalities, bringing us together.
September 23, 2013 at 1:16 pm - Reply
A great initiative that South Africa needs to help break down many of the cultural barriers that still exist in our ‘new democracy’. Breaking down these barriers starts with language – however simple – and this project is a great step in the right directs. Congrats to Vincent and the isiTalk team.
September 23, 2013 at 2:38 pm - Reply
Thanks for the support Andrew!
September 23, 2013 at 4:44 pm - Reply
Inter corporate communication is great, but what about the average person on the street, Is this going to be made into an app? I cans see potential there…Thoughts? discuss…
September 24, 2013 at 11:55 am - Reply
Absolutely Luke – we have plans to expand this concept beyond internal corporate communications once we’ve gained some traction within that sphere. There is also an app in the pipeline : )
September 24, 2013 at 6:14 am - Reply
Let’s all open our minds to communication. the more language skills the better!
September 24, 2013 at 6:26 am - Reply
I love the idea of being able to identify the various language learners it opens up easier communication as you can identify with the person having a common interest.
September 24, 2013 at 6:36 am - Reply
Sharing a language means sharing smiles.
September 25, 2013 at 10:04 am - Reply
A fantastic project that has already made a difference in two communities in Cape Town!
September 25, 2013 at 11:57 am - Reply
Thanks for the support Kathy!
September 25, 2013 at 10:50 am - Reply
How does this save energy? This would actually do the opposite. You now have to run a 50W led if you only want to light up a single room.
Please reply with same technical detail.
September 25, 2013 at 1:10 pm - Reply
It is a very interesting and much needed idea of being able to write exams more than twice a year as currently is the case. We in the emergency services sector have had to wait up to 3 months for our exam results as this is a manual processes. Imagine getting your results immediately after completing your online exam. Friends alerted me to this blog and believe me, Brandon you have a winner here if you deliver on what the prototype is promising. All the best and hope you win this competition. Well done to FNB for being the leading bank in innovation.
September 26, 2013 at 10:54 am - Reply
Hi Markus, thank you very much for your positive response. I have tried to look at every frustration that our emergency services personnel is currently facing and tried to lessen those burdens. Training and Development of our staff is at the forefront of those burdens we have to face. Imagine being able to learn our trade using the same teaching materials i.e. books, videos, scenarios, etc. across the country and possibly in Africa as a whole? Just imagine, would that not be a nice change from the current situation we have to deal with? Yes, I can dream on forever about the possibilities and do hope that FNB will enable me to bring this idea to reality. Remember, this competition runs until 15 October 2013 so distribute this among all your EMS staff soonest so they can support me and don’t forget to let them encourage FNB to do the right thing. God Bless.
September 25, 2013 at 2:31 pm - Reply
Working in one of the busiest emergency services control centres in the country I can assure you that nothing is more frustrating than having your response vehicles not knowing where they have to respond to and what in particular they are responding too. Besides all the other innovative functions added, I am particularly impressed with the Incident Route Finder and the Weather application. Brandon your experience in emergency services shows in the work you have done here. FNB, please do the right thing by announcing this as your winning idea. We in the emergency services environment will be forever indebted.
September 26, 2013 at 11:12 am - Reply
Hi Liezl, thank you so much for your recommendation to FNB. Thank you for sharing your experiences and frustrations with us. Yes, I have experienced the frustration of trying to get directions over a radio at night not being able to see the street names etc. It is exactly for this reason why the Incident Route Finder was an absolute necessity to be included into version 1 of the software. I also remember having to phone for weather predictions so we could know what to expect especially in those very hot, dry summer seasons when everything around you seemed to just catch alight for no apparent reason :) I think you will be pleasantly surprised at all the hidden gems that will be revealed in the completed prototype should I get the funding required. Your very stressful job as an Emergency Services Control Room Operator will be made much less stressful so please ask your fellow staff members to log on to the blog and request FNB to do the right thing because IDEAS CAN HELP :-) Cheers.
September 25, 2013 at 8:18 pm - Reply
This is available already. Has been on the market for close on 2 years.
September 25, 2013 at 8:25 pm - Reply
Sorry for my ignorance, but is this not a wheelbarrow? The centre of gravity is too high for a single person to control in a rural environment. Just a thought.
September 25, 2013 at 8:40 pm - Reply
I think that any innovation competition that is based on votes from the public is a scam. And to top it off you have multiple votes, or smiles. Where is the committee, doing research on these innovations? Is this about email addresses or actual proven ideas that we have painstakingly worked on? Can’t delete my concept, which works, off this site. Want to see your great concept work, check out Step Up.
September 26, 2013 at 9:48 am - Reply
i like your idea sir but the problem is that i don’t know if where can i find your product
September 26, 2013 at 12:24 pm - Reply
You are 100% correct, this was designed to be slightly better than a wheelbarrow, which is currently the most commonly used mode of transport for ailing people in rural SA.
I am not an engineer so I am sure it will need a few changes before it works as imagined. That is why I have applied for funding to cover the development costs of the prototypes.
Thank you for your comments, I will suggest lowering the frame when we get to the prototype stage :)
September 27, 2013 at 9:28 am - Reply
Excellent article! Good to know that there are these companies who are involved in this space in Africa, especially for entrepreneurs looking to expand their portfolios into Africa.
September 29, 2013 at 4:35 pm - Reply
This is certainly a great idea and I cannot believe that we do not have something similar to Rescue911 here in South Africa. I have my two elderly parents living with me in a separate entrance. I have this constant fear of what might be the consequence if something should happen whilst I’m at work and my kids is at school? This is a God sent, peace of mind technology, knowing I can inform the emergency services ahead of time of any risks and or medical conditions they could expect to encounter whilst responding to my residence. Brandon, I have supported your idea already and will continue to do so till the competition end. Well done and all the best. I hope that FNB recognizes this idea for what it is – A WINNER ALL THE WAY
October 1, 2013 at 12:53 pm - Reply
Hi Liesl, thanks for the positive response and the votes, please keep it up. Yes, you would think that we in South Africa will have something similar to Rescue911 but we don’t. It is not due to a lack of trying though. One of the bigger metropolitan municipalities tried importing a program some years ago and even implemented it. However it turned out to be a flop as the American way of doing things was much different from the South African way. This is true for fire fighting, emergency medical response and rescue too. Yes you right, you will be able to inform us if you have special risks like LPG cylinders in the garage that could pose an explosive hazard to fire fighters in case of a fire. You can also securely supply us with every member of the household’s medical conditions so that the medical response staff know what to expect when they respond to your registered address. You can even alert the emergency services staff of the German Shepherd protecting the premises so they have no unwanted surprises when arriving at the incident. Please keep-up the good work by distributing this idea to your friends and family. Best regards and God Bless.
September 30, 2013 at 12:40 pm - Reply
May your idea surpass all of your expectations.
October 9, 2013 at 6:56 pm - Reply
Apologies for taking this long to get back to you…
Amen and thank you so much Mokgadi for such a short, yet so profound message of support and encouragement…
Kindly note that we have a Facebook page where we interacting and talking about this Blog, it’s Ibrik’s FNB Ideas Can Help Initiative or alternatively, you can add me Zuko Ka Sydney as a friend… Please keep on supporting us and take care
September 30, 2013 at 2:37 pm - Reply
Great idea !!!
September 30, 2013 at 4:09 pm - Reply
this sounds like a great idea..def have my support
October 2, 2013 at 8:25 am - Reply
I love this! I am eager to join in on this project. Do contact me, please.
October 2, 2013 at 10:49 am - Reply
I LIKE THIS IDEA AND I WISH I COULD HAVE THIS STOVE
October 4, 2013 at 11:37 pm - Reply
Phindile, thank you for your support. I hope to have these stoves refined and in production in 2014. I hope I can supply you with one then. Thank you again for your support.
October 3, 2013 at 9:35 am - Reply
Well done in getting this far and I look forward to seeing more success from you in the future. I would like to connect with you on Facebook, so look out for a friend request, unless you have a website or Fanpage?
October 5, 2013 at 1:25 pm - Reply
What impact do you see this having on the rand dollar exchange rate?
October 7, 2013 at 10:37 am - Reply
That’s a good question and one that is not easily answered. The reason is that the longer a US government shutdown goes on for, the more likely it is that the US Dollar will weaken. This is because of the expected adverse effects on growth and because the Federal Reserve is likely to keep injecting money into the economy to mitigate these growth effects (this implies an increased supply of Dollars, which tends to reduce the price of a Dollar). On the other side however, we have the Rand which is a highly traded currency and is very sensitive to sentiment changes. The longer a US government shutdown goes on for, the more it is likely to weigh on global investor sentiment. Therefore the Rand may be adversely impacted. Of course there are many other factors at play for the Rand such as sentiment regarding labour unrest, commodity price changes and data flow relating to inflation, production, and trade (to name but a few). It is interesting to note that since the US government shut down the Rand has strengthened a little against the Dollar, which may imply that the Dollar is suffering most from the government shutdown at this stage.
October 7, 2013 at 1:15 pm - Reply
Very useful app! Great idea!
October 7, 2013 at 9:28 pm - Reply
I like your idea I really believe it wil help lots of people specially those in rural areas
October 8, 2013 at 7:02 am - Reply
I started investing at FNB share saver about 3 months ago it is all still very new to me but I have certainly witnessed some amazing ways to grow your money. I just wanted ask some questions my idea is long term investing and wanted to know if the price of my shares are high do I sell them? And then reinvest the profit or am I missing something?
October 16, 2013 at 11:32 am - Reply
I assume from your question when you say reinvest you mean reinvest in the same share. If your portfolio is showing a profit and you sell, only to buy back into the same share counter straight there after you would only have lost money due to the fees incurred on both these transactions. You’ll also have to pay tax on the gains which you will in any event once you sell whether it is now or in 5 years time. If your intention is to sell high and then wait for the price of the same share to drop significantly in order for you to buy again, you first of all need to be of the opinion that the share price will drop; secondly will drop by significantly more than the costs that you incur when selling and buying; and lastly that after you have bought in for the second time will increase thereafter. If any one of these 3 elements are missing you might be heading for a loss that could have been avoided had you stayed invested in the first place. I hope this answers your question.
October 8, 2013 at 6:51 pm - Reply
To everyone that has voted, thank you for your support.
October 10, 2013 at 11:16 am - Reply
Great Campaign you have going here…:)!
So if the idea wins, who will own the rights to it?
Will FNB or the Investment Fund secure a share of the proceeds from the winning Idea?
October 10, 2013 at 11:19 am - Reply
The winning idea’s owner will remain 100% shareholder. We are not interested in any shares, only to give entrepreneurs an opportunity to grow
October 10, 2013 at 11:37 am - Reply
Thanks for the speedy response :)
October 10, 2013 at 12:13 pm - Reply
I’ve been voting since almost the inception of this competition. I can recall seeing only about 4 names published as weekly winners, why is this? I’ve heard that you ask the winners permission to publish their names but nowhere does it state that you need their permission. This is what your rules state:
How will winner(s) names be announced?
Winners will be contacted by phone or email, and will be announced on the FNB Blog, the FNB SA Facebook page, the FNB LinkedIn profile, FNB’s website and through the FNB Twitter account (@RBJacobs). Take note of the time limits within which prizes must be claimed.
The fact that you don’t publish the weekly winners as agreed by your rules leaves a bitter taste to this competition.
October 14, 2013 at 3:44 pm - Reply
Even though our T&C’s do not stipulate that we have to get a winner’s permission to publicly announce that they’ve won, it is a requirement in terms of the Consumer Protection Act, which we adhere to. Although we always aim to let the community know who the winners are, it is ultimately the winners’ decision whether or not they are willing to give us permission to do so, and their choice does not affect the awarding of the prize. We apologize if this has upset you in any way.
October 15, 2013 at 3:14 pm - Reply
Thanks for the reply. The “community” is offering up much of their time and effort to support the ideas on the site and with a 1:10 chance of winning R3000 makes it worthwhile spending the time and effort to support the ideas. I, and I’m sure others look with bated breath to see who is announced winners for the previous week and most times we are being kept in the dark as to whether anyone have indeed won. I hear your point regarding the CPA and would like to make the following suggestion:
Give us an indication that the prize was won but the winner wish to remain anonymous instead of displaying the previous winner for multiple weeks in a row. This can easily be done where you currently display the weekly winner.
If you wish to go the extra mile then please supply us with a running list of weekly winners but indicate the weeks with anonymous winners as per the CPA requirements
October 11, 2013 at 2:03 pm - Reply
Great Project, I really like the idea, you should take it to european market, especially Germany, I think they are very open minded to renewable energy.
October 17, 2013 at 12:15 pm - Reply
Well done Michael, i knew someday you would make a difference in the world! This one is all yours :)
October 18, 2013 at 9:09 am - Reply
Hey Mathias! Thanks for you kind words my friend :) I am sure I will be back in Germany soon for more R&D. True you guys are very open minded! Thanks for the support mate! I will catch a wave for you this weekend ;)
October 12, 2013 at 5:03 pm - Reply
[…] Comment: Robustness and Fragility shaping us – FNB Blog […]
October 15, 2013 at 9:16 am - Reply
FNB for life!I like it for the corporate social investment!This is the reason I chose FNB as my bank because the whole institution cares about the welfare of its people!
October 15, 2013 at 9:22 am - Reply
Perfect for our developing nation!
October 15, 2013 at 9:30 am - Reply
“Creativity, as has been said, consists largely of rearranging what we know in order to find out what we do not know. Hence, to think creatively, we must be able to look afresh at what we normally take for granted.”
— George Kneller
I admire your creativity and ambition.
October 15, 2013 at 9:32 pm - Reply
I work for one of the largest Metropolitan Fire Departments in the country and I can assure you that our technology platform is very old and out-dated and I, for one, cannot understand why we have to use such out-dated technologies whilst living in a technologically advance era. Brandon, I wish you all the best with this much needed idea. We in the emergency services are rooting for this idea and will be supporting you. Don’t forget, nothing in life is free but for you, the members of public this will be at no cost to you. All you need to do is to supply the emergency service with very valuable information that might safe you and or your loved one’s life or property. By the way great prototype to be viewed at http://www.emsafrica.com
October 22, 2013 at 9:29 pm - Reply
Hi Denvis, thanks for the words of encouragement. We are literally one week away from the end of a very long competition and your encouragement comes at the right time. You as an emergency services member stand to gain much by this innovation but I am in agreement with you that the real winners will be the members of the public. This has been a life long commitment and the end is so close yet so far :-)
Our EMS landscape is about to change for the better – watch this space! and FNB will have had a big hand in bringing about that change. I personally will encourage all EMS staff to support FNB by becoming clients :-) Come on guys, to use my software at home, at the office or at the scene of an emergency you need either a smart phone, tablet or laptop and FNB have it available to their clients at a discounted price. What are you waiting for Denvis? Thanks so much and God bless.
October 16, 2013 at 1:11 pm - Reply
this is really a truly inspired, and so environmentally conscious. regardless of a win or note, we need to crowd fund and get this off the ground.
October 18, 2013 at 9:31 am - Reply
Thank you, we currently seek funding internationally to supply 100 poor rural families with 20 hives each and supply training. This would be to do research and then take the concept to US Aid and the UN poverty upliftment programme. South Africa does not do research grants. Sad.
October 16, 2013 at 2:53 pm - Reply
October 16, 2013 at 3:01 pm - Reply
Electricity is very expensive this can help reduce electrical cost in both urban and rural areas.
October 17, 2013 at 6:16 pm - Reply
Brilliant ideas. I would love to have a worm farm. I believe the soils in general are devoid of natural fertiliser since leaves and other organic materials are thrown away, raked up and discarded, etc., when they could be used to benefit the existing soil thus making subsistence farming more beneficial and increasing yields. When the soil is rich, and given the right nutrients and water, the plants grow well and yield more edible foods, provided that the seeds are genuine and not genetically modified.
October 17, 2013 at 7:16 pm - Reply
The African Angels are very excited to participate in the FNB Ideas Can Help competition! All the best to eveyone who has made it in and to those who have not, don’t lose hope :)
October 18, 2013 at 9:07 am - Reply
Aah thank you Ta! Your comment really means a lot to me. I cannot wait make a real and impactful difference in the world! How awesome is the opportunity/platform from FNB?!
Light WILL help the way ;)
October 18, 2013 at 11:33 am - Reply
Passing 90 000 children next week.
October 20, 2013 at 6:47 pm - Reply
Definitely support Movember!!!
October 23, 2013 at 7:06 am - Reply
Awesome idea, this will definitely work! Please keep us updated…
October 23, 2013 at 9:49 am - Reply
I have just monitored “art” and it is clear that s/he is cheating. This is the results of monitoring REAL-TIME SHOWER for just a few seconds refreshing my browser about twice a minute:
09:35 – 54852 votes
09:35 – 55009
09:36 – 55076
09:36 – 55152
09:37 – 55251
09:38 – 55432
and in the time it took mee to write this the votes went to 56575 by 09:43
This is casting serious doubt on all the high scores for all bobhof’s 3 ideas currently on the TOP 10 list as they have since last week posted very high votes for each individual on the top 10.
October 23, 2013 at 11:33 am - Reply
We will look into this. Thanks for letting us know
October 23, 2013 at 12:00 pm - Reply
Hi Ebigale. I also noticed art’s voting and reported him/her earlier this morning. I’m sure FNB will look into it. In future, I’d appreciate it if you use the Report button and refrain from publicly accusing me and my supporters of cheating. You have voted over 21000 times since Monday evening. Other than art, I think that makes you the fastest voter here.
October 23, 2013 at 1:20 pm - Reply
Nice app , possibly a bit more secure in knowing who you “pick up” / well don!!!
October 23, 2013 at 10:11 pm - Reply
[…] See the original post: FNB Smart Device Offer – Two Year Anniversary – FNB Blog […]
October 24, 2013 at 9:04 am - Reply
[…] Headway members made teddies, which they donated to the children at The Teddy Bear Clinic. This exercise proved not only therapeutic but was also a wonderful way for attendees to help where […]
October 24, 2013 at 10:37 am - Reply
This is great idea, but wouldn’t a two wheel work better?
October 24, 2013 at 2:47 pm - Reply
This is fantastic Zuko.
Some of our people live under appauling conditions and this is a massive part of the solution.
I say let’s be constructive and be conscious of our environment and our impact on it. Literally.
I am sold and I have full confidence and faith that we can go a long way with this, no matter the obstacles along the way.
My weight is firmly thrown behind your idea.
All the best for the Ideas Can Help.
October 25, 2013 at 9:19 am - Reply
Hi Amos, thank you for your interest.
The chair does in fact have two wheels, it is just very hard to see in the drawing as they are shown too close together.
Our prototype has been made, photos can be seen on the Facebook page, http://www.facebook.com/ruralwheelchair
October 25, 2013 at 3:03 pm - Reply
I love this idea :)
October 28, 2013 at 9:34 am - Reply
Thanks for the support Amos!
October 27, 2013 at 2:38 pm - Reply
Hey Mike. We’re all rooting for you on this incredibly innovative idea. The world needs more like you and responsible corporate masses who are prepared to listen to those who are.
October 28, 2013 at 12:55 pm - Reply
Hey thanks LEE – I hope to inspire those around me and can see myself going this route, of helping others to make their social inventions a reality!
October 27, 2013 at 2:48 pm - Reply
Brilliant idea! Something that fixes environmental and social issues for the world and those less privileged than others. Well done.
October 28, 2013 at 12:56 pm - Reply
Thanks Jonah, together we can do so much more!
October 27, 2013 at 6:57 pm - Reply
I quickly want to give a summary of the Emergency Management Suite (EMS) and the areas being covered without giving away the “trade secrets”. EMS is a software unique in its existence in that it replicates any emergency service organisation, be it Fire, Ambulance or Rescues and gives it a presence online. Where there is nothing unique about being online – the uniqueness stem from the fact that the entire emergency services organisation is replicated as it exist in the real world.
The following sections is present online:
In this section the organisation presents it self to the public through an open website that allows the public to familiarize itself with the emergency service’s vision and mission statements, its organisational goals, philosophy and culture as well as their rules of conduct. A definite deal breaker is the social media application that all members of the public can use to come into contact with their local emergency staff members and post direct questions to them. There is a country wide standardized safety advice section that deal with everything safety related and it ensures that the safety advice give to the person living in Cape Town is the same given to those in Pit Sonder Water.
– EMERGENCY ADMINISTRATION
This section deals with the registration of every asset of the EMS organisation, from fixed assets such as buildings and movable properties such as vehicles to human resources assets such as staff. All equipment belonging to i.e. a Fire Station, Fire Truck and or Fire Fighter are captured and allocated to the correct resource. As a result of the aforementioned one is able to draw comprehensive asset registers and account for all assets. Needless to say is that all HR and IR related functions is also dealt with in this section.
– EMERGENCY CONTROL CENTER
If you are familiar with the Rescue-911 television series then that is essential what is happening in this section. Taking emergency calls from the public and dispatching the required resources to the scene of the incident whilst ensuring that the rest of the area still have enough resources should anything happen elsewhere. This is seen as the heartbeat of an EMS organisation.
– EMERGENCY OPERATIONS
One would be surprised at how many EMS organisations is out there and everyone fulfilling a vital role within their respective disciplines. These include functions such as Aviation Rescue, Fire Fighting, Medical Rescue, Maritime Rescue, Mountain and High Angle Rescue, Nuclear Risk Management, Vehicle Rescue, to name but a few. Communication channels between these organisations are at an absolute minimum and this section seeks to address that problem. This section allows services belonging to the Emergency Management Suite to seamlessly swap-out policies and procedures so that they can learn from each-other as and when needed.
– FIRE AND LIFE SAFETY
Overtime the EMS organisation with have an updated list of buildings and properties and it’s associated risks on their database through regular fire and life safety inspection of premises within their jurisdiction. Fire codes and By-Laws will be readily available online and Fire Prevention Journals can easily be shared within the service.
– MAINTENANCE AND REPAIRS
All maintenance and repairs to buildings, vehicles and equipment will be managed online and routed to the relevant persons responsible for the particular type of maintenance or repairs required. Detailed record keeping will ensure that the maintenance managers are on top of things all the time. They will be able to make informed decisions regarding replacement or repairing equipment, vehicles or even buildings.
– TRAINING AND DEVELOPMENT
This section will revolutionize the EMS industry to the point that our EMS staff will be better trained and skilled for the very difficult tasks that lie ahead of them. Staff across the country and continent will be able to utilize the best learning materials available to them irrespective of their current location or assignment. Learning materials and tests will be standardized making it easier for employers to employ staff knowing what their training background is.
Above I have provided just a tantalizing tidbit of what can be expected from the Emergency Management Suite but take my word for it – there is many, many more hidden gems in this first of it’s kind for South Africa, Africa as a whole and I have not come across anything like it in my search for similar software in the world. Some gems I’d like to mention are: an Online Weather Modules, an Incident Route Finder Module, A Hazardous Chemical Database.
Best Regards and God Bless
October 28, 2013 at 12:35 am - Reply
Genius Michael! I totally support this very brilliant idea of yours and cannot see it not materialising. Taking this idea abroad will only highlight the necessity of such an implementation. Go get em!
October 28, 2013 at 12:58 pm - Reply
Hi Brian, thanks pal! The Lightie™ has a truley global reach. It is a proudly South African invention and I want the world to see what we are capable of. I will hopefully be showcasing the Lightie™ all around the world – Africa, South America, Asia, India to name a few. Thanks for your support!
October 28, 2013 at 11:53 am - Reply
The ledula Campaign, is Set out in such a success that it would reach out to the small companies of different structures, together with its electronically-enhanced word-of-mouth for these small businesses..
October 28, 2013 at 12:21 pm - Reply
I love this idea. Having worked on myriad projects in Africa on renewable energy I can honestly say It has the potential to really impact the lives of millions!
October 28, 2013 at 1:26 pm - Reply
Thanks kim, your comment gave me goosebumps!
October 28, 2013 at 10:08 pm - Reply
What an amazing concept , super talented !!! It’s what the world needs right now !!!
October 29, 2013 at 11:47 am - Reply
Thanks John, Hopefully soon!
October 30, 2013 at 8:59 am - Reply
Hai I think it would be good idea especial for people they don’t afford
November 4, 2013 at 3:09 pm - Reply
I would like to present an amazing creative idea to Bernice Samuels and the marketing team, If only you would spare me 45 minutes of your valuable time.
November 5, 2013 at 12:47 pm - Reply
Please send your proposal to firstname.lastname@example.org and we will make sure it gets sent to the right individuals.
November 8, 2013 at 4:06 pm - Reply
[…] If you’re making the jump from owning and managing residential properties, this may be the biggest change for you. Some smaller investment transactions can be closed […]
November 11, 2013 at 1:11 pm - Reply
Id like to read more indepth thoughts and perspectives on the quick service restaurant ,franchise industry in SA. Living in Botswana we see massive expansion by SA franchisers into this market and it would be good to get a sense of expansion strategy from SA into the rest of Africa and which Franchisers are growing aggressively into the sub region
November 11, 2013 at 1:41 pm - Reply
I’ve had a good streek on high risk investments , say the top 40’s. Do you think its time to turn more conservative. And if so what is your motivation. The upcoming election seems to have a negative appeal to the foreign market. What spread should I have in my basket going to pre and post election markets ???
November 11, 2013 at 2:03 pm - Reply
Perhaps you would update/review your article with the exit of Woolworths from Nigeria. Why did they miss the difficulties/lack of market.
Thanks a lot.
November 11, 2013 at 3:31 pm - Reply
I am so happy to read Norman’s story. I am convinced that the future of this country lies with changing people’s lives one at a time. Good luck to Norman and his associates.
November 12, 2013 at 12:23 pm - Reply
Well done to the Team on your new format.I get loads of info locally and globally and have always wished for a 10 line summary with the ability to read more if required.You guys are spot on with my requirements and no doubt many other recipients as well.
November 12, 2013 at 3:47 pm - Reply
Thank you for the positive feedback!
November 12, 2013 at 12:35 pm - Reply
Woolworths had three stores in Nigeria. The company cited higher rental costs, duties, and complex supply chain processes as extremely challenging. These problems were most probably recognised beforehand, but the severity thereof was underestimated.
In terms of the Nigerian consumer, it appears as if Woolies struggled to gain traction. This may have been due to the fact that its apparel targeted an age group that does not necessarily frequent malls, or it was not deemed ‘high fashion’ by Nigerian shoppers.
As for the rest of Africa ex-SA, Woolworths has a solid footprint in Botswana, Kenya, and Namibia. The company also has operations in Tanzania, Uganda, Zambia, Swaziland, Mozambique, Mauritius, Lesotho, and Ghana. The company noted that its Africa strategy (as outlined in the article) remains unchanged.
November 14, 2013 at 5:26 am - Reply
So this bodes well for the ‘buy to let’ housing market then?
November 14, 2013 at 12:59 pm - Reply
A recent study showed the wealthy have increased their wealth at a much faster rate (3 to 4 times faster!) than the middleclass and others over the last year. I am not sure if this is good for the economy, it can only encourage more disillusioned workers and strikes.
November 14, 2013 at 1:27 pm - Reply
paralysis is not a bad thing. New democracies such as SA Always have political models based on idealism instead of realism, the growth from idealistic to realistic is usually a very painful process, in SA’s case it is more mixed, apartheid has left a legacy of a minority group that is highly educated (spurred by race advantage, fear of the outside world and an iron discipline), this group screams out as soon as anybody gets an idealistic scheme in hiis head, effectively putting politics on morphine where they gently sleep out the growing period towards realism, very much the same as what hospitals do to stop injured patients from going into shock.
November 18, 2013 at 11:07 am - Reply
haha, great article! Inspiring
November 19, 2013 at 1:50 pm - Reply
As always, interesting reading, looking forward to seeing that light at the end of the tunnel …
November 21, 2013 at 4:41 pm - Reply
global economics sounds a bit like sailiing the seas in mediëval times, everybody believed if you sailed out too far you would fall off the edge. The more stormy the seas you had to go through the higher price you could demand.
November 25, 2013 at 1:01 pm - Reply
The midlife crisis might also have a little to do with the fact that political insecurities are buldiing up? It seems that the ANC alliance is not going to make it next year, or at least, the possibility of failure is increasing.
December 4, 2013 at 5:25 pm - Reply
This makes perfect sense to me. The environment in which one finds oneself also contributes significantly to ones growth. Most people I would like to be coached by are in Gauteng while I am based in KZN. Technology should take care of such issues but a face to face has superior benefits.
December 16, 2013 at 2:44 pm - Reply
Interesting. Why has the number of farmers dropped?
December 20, 2013 at 6:31 am - Reply
I know that education with regards to being tech savvy is a must today , about 3 years back ,
I was not so savvy , I have since then pushed myself to meet the highest possible standards
regarding tech in all aspects of my life , it is proving to be a major winner and the beauty is , it is ever evolving .
It is part and parcel of the modern world , it must be embraced from a young age , however , it is never to late to make it part of your life . The advantages of understanding concepts in tech is huge . It requires that you consistently research to improve , maintain and innovate what you already have , it streamlines everything into workable systems that produce results. .
SA as an emerging economy is behind the 1st world substantially , however I see a major drive pertaining tech . Where I work I am always giving tips and input to others who find certain aspects difficult to grasp.
It is the best initiative that is in progress currently .
The greatest tool is to awaken most with education , tech can achieve this , and many instances it already has . Education has never been this accessible to the masses like it is currently . I stand right behind this format of education , and I , too , know there is a bright future in this country .
December 30, 2013 at 6:37 pm - Reply
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December 30, 2013 at 6:39 pm - Reply
to donate to us visit our website http://www.acsno2drugs.wozaonline.co.za you can save many lives these ladies need love too
January 6, 2014 at 6:43 pm - Reply
I tested about three months back, only by coinsidence, but I knw that was the best thing I’ve ever done for myself. My goal now is to do my utmost best to try and save others from falling into the same trap (contracting hiv). “Let’s not give HIV the power it doesn’t deserve. Let’s get tested and save ourselves and our loved ones”.
Afterall hiv might not be a death sentence but living with it can be very challenging. I’m only coping because of people like Polly, and thanks to them I’m able to think positively and get motivated to do my part. They make me want to do the best out of the worse.
January 14, 2014 at 9:31 am - Reply
I want to open a forex account so that i can be able to buy and sell dollars. What is the criteria to open it?
January 15, 2014 at 12:05 pm - Reply
As a general trend successful businesses tend to get bigger and take over other similar businesses (horizontal integration) that are seen have promising futures
The decline in the number of commercial farmers is a worldwide occurrence and the main drivers are twofold namely:
Enterprises grow bigger to benefit from economies of scale to improve profitable survival; In this regard the cost of production inputs (fuel, seed, fertilizer, water, labour, marketing etc) as well as the cost of skills to farm successfully (labour, mechanisation, environmental management, legal advice, security, technology, etc) have increased substantially over the long term. Profit margins on the other hand are squeezed due to cheap imports, subsidized competitors (specifically the EU and USA), low world prices and poor household spending on food due to poor economic conditions. Over time only the best farming enterprise survive and take over the unsuccessful ones. In terms of markets, populations are becoming more and more urbanised – with the result that commercial agriculture need enterprises big enough to produce the food required by people living in cities that don’t have access to land to produce their own food. The successful growth of cities depends on an agricultural segment that is sufficiently strong to produce enough food.
Agricultural produce, is of a commodity nature where the producer does not have significant market competitiveness. One can compare the number of farmers (sellers) with the number of processors, wholesalers and retailers (buyers) in the dairy, meat vegetable and fruit industries. Farmers, each producing a fraction of the national requirement are at the mercy of the market. However the bigger they are, in providing a significant share of a major processor, wholesaler and retailer requirement, the more market competitiveness they have.
In South Africa one can also argue that the transformational issues (land and labour reform amongst others) in agriculture are also contributing to increased concentration in this sector.
While concentration seems inevitable, it raises the barriers to entry and a healthy industry is often considered to be one that is diverse in size where all markets (albeit niche markets) can be adequately and profitably serviced.
January 22, 2014 at 5:19 pm - Reply
I want to know what qualifications needed when I’m intrested on shares investment
January 23, 2014 at 8:11 am - Reply
[…] Read on … […]
January 23, 2014 at 1:53 pm - Reply
On point article, over the years as web designer with a garage skills I have noticed how search engines esp the most popular one Google display results on search… even metadata plays a vital role on the ranking on your site… unless otherwise for expert user who searches directly on the specific site
January 24, 2014 at 8:48 am - Reply
I never thought of this but its very true “exposed the clear exploitation of mineral resources from Africa with most railways following a mine-to-port path” and the railway used for transportation is mostly in major cities, DBN, PTA, JHB & CPT…
February 11, 2014 at 7:08 am - Reply
Im curious what FNB thinks is innovative about the lightie. Why is a so-called ‘proprietary’ solution better then existing open-source designs? I hope FNB did their research and have a good reason for choosing to fund this product. And not just that it fits in nicely with your ‘light the way’ slogan. FNB, please tell us what you think is innovative about the lightie.
February 12, 2014 at 3:10 pm - Reply
Hi there. – the competition was designed to be as fair as possible, and a panel of judges independently scored the top entries to get to the winning idea. The top entries were determined by public vote. These ideas were all great in their own ways, and though some had features which you might find similar to other ideas, these entries were, to our knowledge, unique as a result of specific factors or elements which did not exist, in their combination, in other existing ideas.
February 13, 2014 at 12:04 pm - Reply
We prefer to honor lots of other online web pages on the net, even though they arent linked to us, by linking to them. Under are some webpages really worth checking out.
February 18, 2014 at 12:45 pm - Reply
I,can do help if my money arrived soon thats all i,can say,your projects,i,swear i can fund your projects because you do the right thing and good to help abondon children not getting involved with drugs. We are both on a same page i,like to help children also i,care about what you are doing for people and i,promise as soon as i,get my money i,promise i,will help your projects to raise funds to your projects just authorize my subscriptions fast because you got my word,make it simple for me and give me my money as soon as possible,i,will help your projects to reach its goal as we speak
February 18, 2014 at 2:02 pm - Reply
If my account have money i,like to have R 3 000 000 bond house in my mother s,place 3 steps house build by FNB and help some projects also drive nice car. My ideas is good so make it quick
February 18, 2014 at 3:54 pm - Reply
I want to open the account at FNB but I am stay at port st johns and I am work here in port st johns i love this bank and I trust it plz help me
February 20, 2014 at 6:12 pm - Reply
When we look at south africa as a whole youth have lack of inequality and resources through education. Learners or students in south africa dont have proper shelter and toilets also stationery and some of south african students they attend school under the trees while minister of education dont address this issue for students to fulfil their rights. To my point of view budget is a numeric value attached,and budget speech should start with creating job for the jobers and build people RDP houses for south african residents and raise child grands for women with 3.6% to reduce poverty and our children should be fit & healthy. Secondly some residents or people in south africa dont have clean sanitation,people dont have good & healthy water 65% of black people are unemployed and provan gordhan should tell the nation how did president zuma have access of R 200 million to build nkantla,because per month government pay his salary as president,and why budget minister let our national president to have access of R 200 million for south african people tax payers money. Budget speech they just fool the nation & more protests will be on our street. I,am not a D.A member i,am ANC member and please try lindiwe masibuko because he want the truth,please member of parliament please listen to her,she can talk sense,she make sense. Thirdly police minister he is doing a great job,but we need more police stations to stop crime,we need more police station in rural areas because people do crime in rural area and wait for township local police station to arrive and they find that the suspect is on run. Mphahlele need hospital not leboakgomo,because all the hospitals of limpopo open by Dr c.n. Phathudi from ga mphahlele you can ask letlapa mphahlele Dr c.n. Phathudi he was a man of integrity. Do not build clinics build hospitals and police stations in rural areas. Forthly HIV/AIDS patients in south africa 67.8% of hiv/aids patients dont have grands and it should be done as soon as possible and no one must die with hiv/aids,if is not being addressed by nation who will address this issue and minister of health always address it,and it is not his problem only its our problem as a nation please try to fund Dr vooter basson he can try to do viccine for hiv/aids people Dr basson can try to do viccine for the nation and hiv/aids patients are youth most of them. If you find that he/she has less than 200 immune system he/she must get grand to stay healthy lifestyle. Fifth tenders are the vital main reason why economy goes down because of companies tresholders they make other people to suffer and our economy is going down through tenders companies all of them they got lots of money into their accounts, we need to stop tenders if we can go back and look at NP government there was no road tenders all we know is grineger civil and road company,building a proper road that has no portholes. For now you can give thabo road tender to build roads for motorists in N-1 national road for example,and after 6 months the road have portholes that creating exccidents for motorists. Tenders dont uplift the economy because more people dont have jobs because of someone give,his son R 100 million of tender not tenders. If you want our economy to grow stop tenders to companies as government you should create jobs to the people of south africa,as minister of budget you should stop tenders and you should not take bribes for anyone because you control their debt and you should have strong security in your house so that anyone who make threat to you must go to jail or maybe you not good enough for this kind of position. Budget is a numeric value attached,so address poverty in south africa and create jobs and stop tender tresholders to give a nation a real budget dont focus on tax do what,will make this country a safe place,if we can look at NP national party government most black people where working ivin though there was apartheid era,most of black people was working for example calinan diamond mine etc. We need to stop tenders if we can go back and look at kruger rand was heavy and rich. ANC must let other party rule because ANC members across the country they protests because of service delivery for 20 yrs and since dr nelson mandela x-president died ANC dont have space at all,is time to give other people chance because our x-president fight for freedom & apartheid to be gone,and white people know how to create more jobs,and the last thing is to not allow any zimbabwean people or neighbouring country without passport they also make south africa suffer as economy because take jobs for south african. South africa is a great country.
February 23, 2014 at 4:59 pm - Reply
I followed this competition closely. Initially the public got to choose the winner. For some reason, Fnb changed the rules near the end so they got to choose the winner from the top 10. Fnb did not tell anyone they had changd the rules. Fnb then chose the lightie, who only got into the top10 by buying votes. He offered a free product for every 100 votes he got. Fnb, how can this possibly be fair on the competitors that played fair but did not get into the top10?
February 25, 2014 at 2:01 pm - Reply
I,like to invest with FNB because will go up with 5.1% which is great money and i,like your 7 days account because as liquidity i,am i,should accept to invest with FNB and i,want FNB to build me a mansion and take my mom to breast cancer doctors so that they can help her. I,choose FNB because knows how to treat its customer
February 26, 2014 at 12:02 pm - Reply
[…] Sharing Your Talents Can Help (above) […]
[…] Building A Better Community Can Help […]
February 28, 2014 at 7:55 pm - Reply
There is nothing wrong about FNB budget and minister of finance he did what is right for the country and i,think is clear,we should follow his speech.
March 11, 2014 at 12:59 pm - Reply
I have an Idea for F.N.B that may just work. e-Bucks is a well established Loyalty Incentive that works well when one spends money at partners using your credit card / debit card as a client identifier.
Surely, F.N.B has several clients that either have dormant e-bucks accounts or simply are not aware of the e-bucks and how to spend this reward. Would F.N.B ever consider an addendum to the e-bucks where a client can Opt to have a portion of e-bucks pay for SPCA supplies, Animal Shelters or even General upkeep of a proudly South African Non-Profit Organisation.
A Proud South African Indian…..
The advantage is, your Brand, Your Tortoise co-operate color would be proudly Saluted an attractive to a compassionate target audience.
March 18, 2014 at 1:49 pm - Reply
Thank you for your comment. We are happy to tell you that we already offer a very similar service offering on the eBucks website. Click here to find out more: https://www.ebucks.com/web/shop/categorySelected.do?catId=1182
March 15, 2014 at 3:50 pm - Reply
[…] Find More Informations here: blog.fnb.co.za/2013/08/your-ideas-can-help-faq-guide/ […]
March 19, 2014 at 8:22 am - Reply
Thank you fNB for feauturing us. We are in desperate need of food donations, clothing, office furniture or cash. Please contact: email@example.com or firstname.lastname@example.org
March 25, 2014 at 12:53 pm - Reply
What is FNB’s take on hydraulic fracturing as a solution to the energy problems the country seems to have? Doe FNB see it as a “game changer” and will be good for the country, or does FNB have a more cautious view as fracking will impact directly (negatively) on the value of property (both business and private) as well as inusrance claims as a result of damages caused by hydraulic fracturing.
Would FNB advise to to invest in hydraulic fracturing or will FNB follow the vision of the Dutch bank Rabobank and will not finance any property or insurance in fracking areas.
March 26, 2014 at 6:27 pm - Reply
[…] the FNB Ideas Can Help blog, Michael describes it as […]
April 10, 2014 at 12:03 pm - Reply
3 of 5 BRICS members included in F-3 (inauspicious club)
April 11, 2014 at 9:10 am - Reply
Thank you FNB for telling our story.We now have 23 000 hits on you tube and many people were inspired by our human story of hope.I am also pleased to inform you that I have been chosen as the SA Spark * Changemaker of the year 2014
Thanks to FNB for contributing to our success in lifting people out of poverty.
To all corporations -Want to be seen as a force for the greater good ? Partner with us by sending us your obsolete stock or any junk you want to get rid off.
WE UP-CYCLE LIVES AND WASTE !!!
May 26, 2014 at 10:20 am - Reply
How do we get involved in the FNB Women’s Networking Breakfast. Would love to attend
June 9, 2014 at 2:00 pm - Reply
We suggest you link up with Zak on LinkedIn and pop him a mail. They are always looking for new faces to attend these sessions
May 27, 2014 at 1:57 am - Reply
can we avoid that inflation rate on 2015? what will happen on those small business that are present maybe they can endure damage right? please send a reply at Strangers
June 9, 2014 at 9:05 am - Reply
Unfortunately the risks to the 2015 inflation outlook are to the upside due to the fact that the Rand remains vulnerable to weakness. Nevertheless, inflation of about 5.5% by historical standards is not very high, so we don’t think that the inflation rate will be anything to be overly concerned about. Furthermore we think that most businesses will be able to do a little better next year as consumer demand is expected to pick up gradually and export demand should be well supported due to robust global economic growth.
May 30, 2014 at 11:18 am - Reply
[…] A Step In The Right Direction Can Help […]
June 8, 2014 at 7:39 pm - Reply
[…] Getting The Ball Rolling Can Help […]
July 2, 2014 at 9:44 pm - Reply
With regard to Barry Schulman, you may want to read this thread…. http://mybroadband.co.za/vb/showthread.php/246393-Need-Legal-Advice
July 4, 2014 at 8:20 am - Reply
Thank you for the very insightful post. I have started to invest early and small, it is good to know I am on the right track. I will definitely test that ten thousand hours to master something.
July 4, 2014 at 8:38 am - Reply
[…] Thank you so much to FNB for the blog post, check it out here. […]
July 7, 2014 at 10:49 pm - Reply
Hi Michael, Hope things are still going well for you. And as late I can be, congratulations on your victory. I just need to ask you one question as I am also looking to join in the competition this year, did you have to Trade Mark and Patent your idea before entering the competition or does that start to take place after the winner is announced? I am curious of how must prepare myself for the competition.
August 10, 2014 at 6:52 pm - Reply
Thank you for publishing my story.
This project is growing,on the 23 August 2014 we will be hosting a worksho to empower our community with education.
September 16, 2014 at 9:23 am - Reply
I know I might be jumping the gun here, but what does the Scottish Referendum on the 18th mean for UK, EU and Scotland? is the break away from the UK a good thing for Scotland economically? if they opted for independence, will it make sense for them to join the EU?
September 16, 2014 at 9:55 am - Reply
At this stage its difficult to say exactly what the impact of a breakup would be on the Scottish economy. This is because there has been surprisingly few negotiations between UK and Scottish officials leading up to the referendum. Therefore, we don’t know if Scotland will keep the Pound, adopt the Euro or create a new currency. We also don’t know how the UK national debt will be split and exactly which assets Scotland will acquire from the UK if it receives independence. In the short term, it is likely that all of this uncertainty will place significant pressure on the financial markets a